House Bill 3948
116th Congress(2019-2020)
Debt Collection Practices Harmonization Act
Introduced
Introduced in House on Jul 24, 2019
Origin Chamber
House
Type
Bill
Bill
The primary form of legislative measure used to propose law. Depending on the chamber of origin, bills begin with a designation of either H.R. or S. Joint resolution is another form of legislative measure used to propose law.
Bill Number
3948
Congress
116
Policy Area
Finance and Financial Sector
Finance and Financial Sector
Primary focus of measure is U.S. banking and financial institutions regulation; consumer credit; bankruptcy and debt collection; financial services and investments; insurance; securities; real estate transactions; currency. Measures concerning financial crimes may fall under Crime and Law Enforcement. Measures concerning business and corporate finance may fall under Commerce policy area. Measures concerning international banking may fall under Foreign Trade and International Finance policy area.
No House votes have been held for this bill.
Summary
Debt Collection Practices Harmonization Act
This bill applies certain consumer protections regarding debt collection to debt owed to a state. It also specifies that existing limits on civil damages awarded for abusive practices by a debt collector must be adjusted for inflation.
A court may award injunctive relief for certain debt collection violations.
The Department of the Treasury may not contract with any debt collector or other private party to recoup overpayments of certain disaster assistance made to an individual or household by the Federal Emergency Management Agency (FEMA).
12/16/2020
Placed on the Union Calendar, Calendar No. 542.
12/16/2020
Reported (Amended) by the Committee on Financial Services. H. Rept. 116-658.
11/14/2019
Ordered to be Reported (Amended) by the Yeas and Nays: 31 - 23.
11/14/2019
Committee Consideration and Mark-up Session Held.
11/13/2019
Committee Consideration and Mark-up Session Held.
07/24/2019
Referred to the House Committee on Financial Services.
07/24/2019
Introduced in House
Public Record
Record Updated
Jan 11, 2023 1:44:07 PM