Bill SponsorBILLSPONSOR
Bill Sponsor
Politicians
Bills
House Bill 2226
115th Congress(2017-2018)
Portfolio Lending and Mortgage Access Act
Active
Active
Passed House on Mar 6, 2018
Overview
Text
Sponsor
Republican
Introduced
Apr 28, 2017
Latest Action
Mar 7, 2018
Origin Chamber
House
Type
Bill
Bill
The primary form of legislative measure used to propose law. Depending on the chamber of origin, bills begin with a designation of either H.R. or S. Joint resolution is another form of legislative measure used to propose law.
Bill Number
2226
Congress
115
Policy Area
Finance and Financial Sector
Finance and Financial Sector
Primary focus of measure is U.S. banking and financial institutions regulation; consumer credit; bankruptcy and debt collection; financial services and investments; insurance; securities; real estate transactions; currency. Measures concerning financial crimes may fall under Crime and Law Enforcement. Measures concerning business and corporate finance may fall under Commerce policy area. Measures concerning international banking may fall under Foreign Trade and International Finance policy area.
Sponsorship by Party
Republican
Andy Barr
Kentucky
Republican
French Hill
Arkansas
Republican
Steve Womack
Arkansas
Republican
Ed Royce
California
Republican
Mike Coffman
Colorado
Republican
Scott Tipton
Colorado
Republican
Bill Posey
Florida
Republican
Dennis Ross
Florida
Republican
Barry Loudermilk
Georgia
Republican
Randy Hultgren
Illinois
Republican
Luke Messer
Indiana
Republican
Trey Hollingsworth
Indiana
Republican
Rod Blum
Iowa
Republican
Steve King
Iowa
Republican
Bruce Poliquin
Maine
Republican
Bill Huizenga
Michigan
Republican
Dave Trott
Michigan
Republican
Tim Walberg
Michigan
Republican
Tom Emmer
Minnesota
Republican
Ann Wagner
Missouri
Republican
Blaine Luetkemeyer
Missouri
Republican
Mark Amodei
Nevada
Republican
Stevan Pearce
New Mexico
Republican
Claudia Tenney
New York
Republican
Peter King
New York
Republican
Patrick McHenry
North Carolina
Republican
Robert Pittenger
North Carolina
Republican
Bill Johnson
Ohio
Republican
Steve Stivers
Ohio
Republican
Warren Davidson
Ohio
Republican
Frank Lucas
Oklahoma
Republican
Tom Cole
Oklahoma
Democrat
Brendan Boyle
Pennsylvania
Republican
Keith Rothfus
Pennsylvania
Republican
David Kustoff
Tennessee
Republican
Jodey Arrington
Texas
Republican
Kenny Marchant
Texas
Republican
Roger Williams
Texas
Republican
Ted Poe
Texas
Republican
Chris Stewart
Utah
Republican
Sean Duffy
Wisconsin
House Votes (1)
Senate Votes (0)
checkPassed on March 6, 2018
Status
Passed
Type
Voice Vote
Voice Vote
A vote in which the presiding officer states the question, then asks those in favor and against to say "Yea" or "Nay," respectively, and announces the result according to his or her judgment. The names or numbers of senators voting on each side are not recorded.
Passed/agreed to in House: On motion to suspend the rules and pass the bill, as amended Agreed to by voice vote.(text: CR H1389-1390)
Summary

Portfolio Lending and Mortgage Access Act

This bill amends the Truth in Lending Act to modify provisions related to residential mortgage loans. In general, a creditor that is a depository institution shall not be subject to suit for violating specified ability-to-pay requirements with respect to a residential mortgage loan if: (1) the creditor has consistently held the loan on its balance sheet, and (2) prepayment penalties associated with the loan comply with specified limitations. Similarly, a mortgage originator shall not be subject to suit for such a violation if: (1) the creditor is a depository institution; and (2) the creditor informs the mortgage originator, which informs the consumer, that the creditor intends to hold the loan on its balance sheet for the life of the loan.

Text (4)
Referred in Senate
March 7, 2018
Engrossed in House
March 6, 2018
Reported in House
February 23, 2018
Introduced in House
April 28, 2017
Related Bills (6)
May 24, 2018
Became Public Law 115-174
27
Sponsorship
Senate Bill 2155
Economic Growth, Regulatory Relief, and Consumer Protection Act
Became Law
Amendments
Type
Related Bill
Related Bill
A related bill may be a companion measure, an identical bill, a procedurally-related measure, or one with text similarities. Bill relationships are identified by the House, the Senate, or CRS, and refer only to same-Congress measures.
Identified By
CRS
Oct 26, 2017
Introduced in Senate
1
Sponsorship
Senate Bill 2013
Portfolio Lending and Mortgage Access Act
Introduced
Type
Identical Bill
Identical Bill
A bill that is word-for-word identical to another bill. Bills are characterized as identical to each other at the introduced stage only, even though a later (e.g., reported or passed) version of a bill might meet the same criteria for text similarity. Companion measures, procedurally-related measures, and legislation with text similarities are other related bill types.
Identified By
CRS
Sep 14, 2017
Passed House
1
Sponsorship
House Bill 3354
Interior and Environment, Agriculture and Rural Development, Commerce, Justice, Science, Financial Services and General Government, Homeland Security, Labor, Health and Human Services, Education, State and Foreign Operations, Transportation, Housing and Urban Development, Defense, Military Construction and Veterans Affairs, Legislative Branch, and Energy and Water Development Appropriations Act, 2018
Active
Amendments
Type
Related Bill
Related Bill
A related bill may be a companion measure, an identical bill, a procedurally-related measure, or one with text similarities. Bill relationships are identified by the House, the Senate, or CRS, and refer only to same-Congress measures.
Identified By
CRS
Jul 18, 2017
Introduced in House
1
Sponsorship
House Bill 3280
Financial Services and General Government Appropriations Act, 2018
Introduced
Type
Related Bill
Related Bill
A related bill may be a companion measure, an identical bill, a procedurally-related measure, or one with text similarities. Bill relationships are identified by the House, the Senate, or CRS, and refer only to same-Congress measures.
Identified By
CRS
Jun 08, 2017
Passed House
41
Sponsorship
House Bill 10
Financial CHOICE Act of 2017
Active
Amendments
Type
Related Bill
Related Bill
A related bill may be a companion measure, an identical bill, a procedurally-related measure, or one with text similarities. Bill relationships are identified by the House, the Senate, or CRS, and refer only to same-Congress measures.
Identified By
CRS
Apr 25, 2017
Introduced in House
56
Sponsorship
House Bill 2133
CLEARR Act of 2017
Introduced
Type
Related Bill
Related Bill
A related bill may be a companion measure, an identical bill, a procedurally-related measure, or one with text similarities. Bill relationships are identified by the House, the Senate, or CRS, and refer only to same-Congress measures.
Identified By
CRS
Actions (14)
03/07/2018
Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
03/06/2018
Motion to reconsider laid on the table Agreed to without objection.
03/06/2018
On motion to suspend the rules and pass the bill, as amended Agreed to by voice vote. (text: CR H1389-1390)
03/06/2018
Passed/agreed to in House: On motion to suspend the rules and pass the bill, as amended Agreed to by voice vote.(text: CR H1389-1390)
03/06/2018
DEBATE - The House proceeded with forty minutes of debate on H.R. 2226.
03/06/2018
Considered under suspension of the rules. (consideration: CR H1389-1393)
03/06/2018
Mr. Barr moved to suspend the rules and pass the bill, as amended.
02/23/2018
Placed on the Union Calendar, Calendar No. 438.
02/23/2018
Reported (Amended) by the Committee on Financial Services. H. Rept. 115-578.
01/18/2018
Ordered to be Reported (Amended) by the Yeas and Nays: 55 - 0.
01/18/2018
Committee Consideration and Mark-up Session Held.
01/17/2018
Committee Consideration and Mark-up Session Held.
04/28/2017
Referred to the House Committee on Financial Services.
04/28/2017
Introduced in House
Public Record
Record Updated
Jan 11, 2023 1:35:54 PM
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