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House Bill 4658
116th Congress(2019-2020)
Empowering Student Borrowers Act
Introduced
Introduced
Introduced in House on Oct 11, 2019
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Introduced in House 
Oct 11, 2019
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Introduced in House(Oct 11, 2019)
Oct 11, 2019
Not Scanned for Linkage
About Linkage
Multiple bills can contain the same text. This could be an identical bill in the opposite chamber or a smaller bill with a section embedded in a larger bill.
Bill Sponsor regularly scans bill texts to find sections that are contained in other bill texts. When a matching section is found, the bills containing that section can be viewed by clicking "View Bills" within the bill text section.
Bill Sponsor is currently only finding exact word-for-word section matches. In a future release, partial matches will be included.
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H. R. 4658 (Introduced-in-House)


116th CONGRESS
1st Session
H. R. 4658


To require the Secretary of Education to develop and implement a process that enables certain borrowers to elect to repay certain loans through written, electronic, or verbal notice to the Secretary of Education, and for other purposes.

IN THE HOUSE OF REPRESENTATIVES

October 11, 2019

Mrs. Murphy of Florida introduced the following bill; which was referred to the Committee on Education and Labor

A BILL

To require the Secretary of Education to develop and implement a process that enables certain borrowers to elect to repay certain loans through written, electronic, or verbal notice to the Secretary of Education, and for other purposes.

Be it enacted by the Senate and House of Representatives of the United States of America in Congress assembled,

SECTION 1. Short title.

This Act may be cited as the “Empowering Student Borrowers Act”.

SEC. 2. Written, electronic, or verbal enrollment in income-based repayment.

(a) In general.—The Secretary of Education shall develop and implement a process that enables a covered borrower of a loan made under part D of the Higher Education Act of 1965 (20 U.S.C. 1087a et seq.) who desires to elect to repay such loan under income-based repayment under subparagraph (D) or (E) of section 455(d)(1) of the Higher Education Act of 1965 (20 U.S.C. 1087e(d)(1)) to make such election through written, electronic, or verbal notice to the Secretary of Education.

(b) Covered borrower defined.—In this section, the term “covered borrower” means a borrower of a loan made under part D of the Higher Education Act of 1965 (20 U.S.C. 1087a et seq.) who—

(1) is enrolled in an income-based repayment under subparagraph (D) or (E) of section 455(d)(1) of the Higher Education Act of 1965 (20 U.S.C. 1087e(d)(1)); or

(2) has not yet selected a repayment plan and is in the grace period for such loan.