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House Bill 4750
116th Congress(2019-2020)
RED Act
Introduced
Introduced
Introduced in House on Oct 18, 2019
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Introduced in House 
Oct 18, 2019
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Introduced in House(Oct 18, 2019)
Oct 18, 2019
Not Scanned for Linkage
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Multiple bills can contain the same text. This could be an identical bill in the opposite chamber or a smaller bill with a section embedded in a larger bill.
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H. R. 4750 (Introduced-in-House)


116th CONGRESS
1st Session
H. R. 4750


To amend title 11 of the United States Code to make student loans dischargeable.

IN THE HOUSE OF REPRESENTATIVES

October 18, 2019

Mr. Clay introduced the following bill; which was referred to the Committee on the Judiciary

A BILL

To amend title 11 of the United States Code to make student loans dischargeable.

Be it enacted by the Senate and House of Representatives of the United States of America in Congress assembled,

SECTION 1. Short title.

This Act may be cited as the “Relief from Excessive Debt Act” or the “RED Act”.

SEC. 2. Exception to discharge.

Section 523(a) of title 11, United States Code, is amended—

(1) by striking paragraph (8); and

(2) by redesignating paragraphs (9) through (14B) as paragraphs (8) through (14A), respectively.

SEC. 3. Conforming amendments.

Title 11, United States Code, is amended—

(1) in section 704(c)(1)(C)(iv)(I) by striking “(14A)” and inserting “(14)”;

(2) in section 1106(c)(1)(C)(iv)(I) by striking “(14A)” and inserting “(14)”;

(3) in section 1202(c)(1)(C)(iv)(I) by striking “(14A)” and inserting “(14)”; and

(4) in section 1328(a)(2) by striking “(8), or (9)” and inserting “or (8)”.

SEC. 4. Effective date; application of amendments.

(a) Effective date.—Except as provided in subsection (b), this Act and the amendments made by this Act shall take effect on the date of the enactment of this Act.

(b) Application of amendments.—The amendments made by this Act shall apply only with respect to cases commenced under title 11 of the United States Code on or after the date of the enactment of this Act.