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House Bill 6451
116th Congress(2019-2020)
Fair Coronavirus Credit Reporting Act of 2020
Introduced
Introduced
Introduced in House on Apr 3, 2020
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Introduced in House 
Apr 3, 2020
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Introduced in House(Apr 3, 2020)
Apr 3, 2020
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Multiple bills can contain the same text. This could be an identical bill in the opposite chamber or a smaller bill with a section embedded in a larger bill.
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H. R. 6451 (Introduced-in-House)


116th CONGRESS
2d Session
H. R. 6451


To amend the Fair Credit Reporting Act to prohibit debt from medically necessary procedures related to COVID–19 from being included on credit reports, and for other purposes.

IN THE HOUSE OF REPRESENTATIVES

April 3, 2020

Mr. Neguse introduced the following bill; which was referred to the Committee on Financial Services

A BILL

To amend the Fair Credit Reporting Act to prohibit debt from medically necessary procedures related to COVID–19 from being included on credit reports, and for other purposes.

Be it enacted by the Senate and House of Representatives of the United States of America in Congress assembled,

SECTION 1. Short title.

This Act may be cited as the “Fair Coronavirus Credit Reporting Act of 2020”.

SEC. 2. Prohibition on reporting medically necessary procedures related to the novel coronavirus disease (COVID–19) outbreak.

(a) In general.—Section 605(a) of the Fair Credit Reporting Act (15 U.S.C. 1681c(a)) is amended by adding at the end the following new paragraph:

“(9) Any information related to a debt arising from a medically necessary procedure related to the novel coronavirus disease (COVID–19) outbreak.”.

(b) Medically necessary procedure defined.—Section 603 of the Fair Credit Reporting Act (15 U.S.C. 1681a) is amended by adding at the end the following:

“(bb) Medically necessary procedure.—The term ‘medically necessary procedure’ means health care services needed to prevent, diagnose, or treat COVID–19 or its symptoms and that meet accepted standards of medicine.”.