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Senate Bill 767
117th Congress(2021-2022)
Home Loan Quality Transparency Act of 2021
Introduced
Introduced
Introduced in Senate on Mar 16, 2021
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Text
Introduced in Senate 
Mar 16, 2021
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Introduced in Senate(Mar 16, 2021)
Mar 16, 2021
About Linkage
Multiple bills can contain the same text. This could be an identical bill in the opposite chamber or a smaller bill with a section embedded in a larger bill.
Bill Sponsor regularly scans bill texts to find sections that are contained in other bill texts. When a matching section is found, the bills containing that section can be viewed by clicking "View Bills" within the bill text section.
Bill Sponsor is currently only finding exact word-for-word section matches. In a future release, partial matches will be included.
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S. 767 (Introduced-in-Senate)


117th CONGRESS
1st Session
S. 767


To amend the Home Mortgage Disclosure Act of 1975 to modify the exemptions from certain disclosure requirements.

IN THE SENATE OF THE UNITED STATES

March 16, 2021

Ms. Cortez Masto (for herself, Ms. Smith, Mr. Durbin, Mr. Brown, Ms. Cantwell, Mr. Menendez, Ms. Warren, Ms. Klobuchar, Mr. Blumenthal, and Mrs. Feinstein) introduced the following bill; which was read twice and referred to the Committee on Banking, Housing, and Urban Affairs

A BILL

To amend the Home Mortgage Disclosure Act of 1975 to modify the exemptions from certain disclosure requirements.

Be it enacted by the Senate and House of Representatives of the United States of America in Congress assembled,

SECTION 1. Short title.

This Act may be cited as the “Home Loan Quality Transparency Act of 2021”.

SEC. 2. Exemption from certain disclosure requirements.

(a) In general.—Section 304 of the Home Mortgage Disclosure Act of 1975 (12 U.S.C. 2803) is amended—

(1) by striking subsection (i) and inserting the following:

“(i) Exemption from certain disclosure requirements.—The requirements of paragraphs (4), (5), and (6) of subsection (b) shall not apply with respect to any depository institution described in section 303(3)(A) that has total assets, as of the most recent full fiscal year of the institution, of $30,000,000 or less.”; and

(2) by striking subsection (o).

(b) Technical and conforming amendment.—Section 104 of the Economic Growth, Regulatory Relief, and Consumer Protection Act (Public Law 115–174) is amended by striking subsection (b).