Creates the Access to Affordable Insulin Act. Sets forth provisions concerning an insulin urgent-need program. Provides that each manufacturer shall establish procedures to make insulin available to eligible individuals who are in urgent need of insulin or who are in need of assistance to access an affordable insulin supply. Sets forth provisions concerning insulin urgent-need program exceptions, eligibility, forms, applications, claims and reimbursement, copayments, information sheets, navigators, and penalties. Defines terms. Amends the Illinois Insurance Code. In provisions concerning cost sharing in prescription insulin drugs, provides that an insurer that provides coverage for prescription insulin drugs under the terms of a health coverage plan the insurer offers shall limit the total amount that an insured is required to pay for a 30-day supply of covered prescription insulin drugs at an amount not to exceed $35 (rather than $100). Effective immediately. House Committee Amendment No. 1 Deletes reference to: New Act Replaces everything after the enacting clause. Reinserts the provisions of the introduced bill with the following changes. Changes the effective date to January 1, 2025 (instead of effective immediately). Removes the Access to Affordable Insulin Act. Senate Floor Amendment No. 2 Adds reference to: New Act Replaces everything after the enacting clause. Reinserts the provisions of the engrossed bill with the following changes. Creates the Access to Affordable Insulin Act. Provides that the Department of Insurance shall offer a discount program that allows participants to purchase insulin at a discounted, post-rebate price. Sets forth provisions concerning the insulin discount program. Defines terms. Provides a July 1, 2025 effective date (rather than January 1, 2025).