Existing law creates the Department of Insurance, headed by the Insurance Commissioner, and generally regulates the business of insurance in the state, including the regulation of life insurance policy illustrations, as defined. For a policy designated as one for which illustrations will be used, existing law requires an insurer to provide each policy owner with an annual report on the status of the policy along with prescribed information, including the current dividend, as applicable. If the annual report does not include an in force illustration, existing law requires that report to contain a prominently displayed notice that informs the insured they may annually request, without charge, an illustration by various means, including calling or writing to the insurer. For an annual report that does not include an in force illustration, this bill would additionally provide that the notice inform the insured they may submit their request by accessing the insurer's internet website address.