Senate Joint Resolution 32
118th Congress(2023-2024)
A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to "Small Business Lending Under the Equal Credit Opportunity Act (Regulation B)".
Active
Veto Override Failed Senate on Jan 10, 2024
Origin Chamber
Senate
Type
Joint Resolution
Joint Resolution
A form of legislative measure used to propose changes in law, or to propose an amendment to the U.S. Constitution. Depending on the chamber of origin, they begin with a designation of either H.J.Res. or S.J.Res. Concurrent resolutions and simple resolutions are other types of resolutions. Bill is another form of legislative measure used to propose law.
Bill Number
32
Congress
118
Policy Area
Finance and Financial Sector
Finance and Financial Sector
Primary focus of measure is U.S. banking and financial institutions regulation; consumer credit; bankruptcy and debt collection; financial services and investments; insurance; securities; real estate transactions; currency. Measures concerning financial crimes may fall under Crime and Law Enforcement. Measures concerning business and corporate finance may fall under Commerce policy area. Measures concerning international banking may fall under Foreign Trade and International Finance policy area.
Question
On Overriding the Veto
Status
Failed
Type
Roll Call Vote
Roll Call Vote
A vote that records the individual position of each Member who voted. Such votes occurring on the House floor (by the "yeas and nays" or by "recorded vote") are taken by electronic device. The Senate has no electronic voting system; in such votes, Senators answer "yea" or "nay" as the clerk calls each name aloud. Each vote is compiled by clerks and receives a roll call number (referenced in Congress.gov as a "Record Vote" [Senate] or "Roll no." [House]).
Result
Veto Sustained
Roll Number
5
Senate Roll Call Votes
Yes
Alabama
Alabama
Yes
Alabama
Alabama
Yes
Alaska
Alaska
Yes
Alaska
Alaska
Yes
Arizona
Arizona
No
Arizona
Arizona
Yes
Arkansas
Arkansas
Yes
Arkansas
Arkansas
No
California
California
No
California
California
Yes
Colorado
Colorado
No
Colorado
Colorado
No
Connecticut
Connecticut
No
Connecticut
Connecticut
No
Delaware
Delaware
No
Delaware
Delaware
Yes
Florida
Florida
Yes
Florida
Florida
No
Georgia
Georgia
No
Georgia
Georgia
No
Hawaii
Hawaii
No
Hawaii
Hawaii
Yes
Idaho
Idaho
Yes
Idaho
Idaho
No
Illinois
Illinois
No
Illinois
Illinois
Yes
Indiana
Indiana
Yes
Indiana
Indiana
Yes
Iowa
Iowa
Yes
Iowa
Iowa
Yes
Kansas
Kansas
Yes
Kansas
Kansas
Yes
Kentucky
Kentucky
Yes
Kentucky
Kentucky
Yes
Louisiana
Louisiana
Yes
Louisiana
Louisiana
Yes
Maine
Maine
Yes
Maine
Maine
No
Maryland
Maryland
No
Maryland
Maryland
No
Massachusetts
Massachusetts
No
Massachusetts
Massachusetts
No
Michigan
Michigan
No
Michigan
Michigan
No
Minnesota
Minnesota
No
Minnesota
Minnesota
Yes
Mississippi
Mississippi
Yes
Mississippi
Mississippi
Yes
Missouri
Missouri
Yes
Missouri
Missouri
Yes
Montana
Montana
Yes
Montana
Montana
Yes
Nebraska
Nebraska
Yes
Nebraska
Nebraska
No
Nevada
Nevada
No
Nevada
Nevada
No
New Hampshire
New Hampshire
No
New Hampshire
New Hampshire
No
New Jersey
New Jersey
No
New Jersey
New Jersey
No
New Mexico
New Mexico
No
New Mexico
New Mexico
No
New York
New York
No
New York
New York
Yes
North Carolina
North Carolina
Yes
North Carolina
North Carolina
Yes
North Dakota
North Dakota
Yes
North Dakota
North Dakota
Yes
Ohio
Ohio
No
Ohio
Ohio
Yes
Oklahoma
Oklahoma
Yes
Oklahoma
Oklahoma
No
Oregon
Oregon
No
Oregon
Oregon
No
Pennsylvania
Pennsylvania
No
Pennsylvania
Pennsylvania
No
Rhode Island
Rhode Island
No
Rhode Island
Rhode Island
Yes
South Carolina
South Carolina
Yes
South Carolina
South Carolina
Yes
South Dakota
South Dakota
Yes
South Dakota
South Dakota
Yes
Tennessee
Tennessee
Yes
Tennessee
Tennessee
Yes
Texas
Texas
Yes
Texas
Texas
Yes
Utah
Utah
Yes
Utah
Utah
No
Vermont
Vermont
No
Vermont
Vermont
No
Virginia
Virginia
No
Virginia
Virginia
Didn't Vote
Washington
Washington
No
Washington
Washington
Yes
West Virginia
West Virginia
Yes
West Virginia
West Virginia
Yes
Wisconsin
Wisconsin
No
Wisconsin
Wisconsin
Yes
Wyoming
Wyoming
Yes
Wyoming
Wyoming
Summary
This joint resolution nullifies the final rule issued by the Consumer Financial Protection Bureau titled Small Business Lending under the Equal Credit Opportunity Act (Regulation B) and published on May 31, 2023. The rule requires financial institutions to collect and report to the bureau credit application data for small businesses. On July 31, 2023, the U.S. District Court for the Southern District of Texas ordered the bureau not to implement or enforce the rule until a related pending case is resolved.
October 18, 2023
October 17, 2023
June 13, 2023
01/10/2024
Failed of passage in Senate over veto by Yea-Nay Vote. 54 - 45. Record Vote Number: 5.
01/10/2024
Failed of passage in Senate over veto: Failed of passage in Senate over veto by Yea-Nay Vote. 54 - 45. Record Vote Number: 5.
01/10/2024
Veto Message considered in Senate. (consideration: CR S66-67)
12/19/2023
Vetoed by President.
12/19/2023
Veto message received in Senate. Ordered held at the desk. (text: CR S6048)
12/14/2023
Presented to President.
12/01/2023
Motion to reconsider laid on the table Agreed to without objection.
12/01/2023
On passage Passed by the Yeas and Nays: 221 - 202, 1 Present (Roll no. 690).
12/01/2023
Passed/agreed to in House On passage Passed by the Yeas and Nays: 221 - 202, 1 Present (Roll no. 690). (text: CR H6055)
12/01/2023
The previous question was ordered pursuant to the rule.
12/01/2023
DEBATE - The House proceeded with one hour of debate on S.J. Res. 32.
12/01/2023
Rule provides for consideration of H.R. 5283, H.R. 5961 and S.J. Res. 32. The resolution provides for consideration of H.R. 5283 and H.R. 5961 under a structured rule and S. J. Res. 32 under a closed rule. Rule provides for one hour of general debate on each measure with one motion to recommit on H.R. 5283 and H.R. 5961 and one motion to commit on S. J. Res. 32.
12/01/2023
Considered under the provisions of rule H. Res. 891.
11/29/2023
Rule H. Res. 891 passed House.
11/28/2023
Rules Committee Resolution H. Res. 891 Reported to House. Rule provides for consideration of H.R. 5283, H.R. 5961 and S.J. Res. 32. The resolution provides for consideration of H.R. 5283 and H.R. 5961 under a structured rule and S. J. Res. 32 under a closed rule. Rule provides for one hour of general debate on each measure with one motion to recommit on H.R. 5283 and H.R. 5961 and one motion to commit on S. J. Res. 32.
10/25/2023
Held at the desk.
10/25/2023
Received in the House.
10/18/2023
Message on Senate action sent to the House.
10/18/2023
Passed Senate without amendment by Yea-Nay Vote. 53 - 44. Record Vote Number: 260. (consideration: CR S5055, S5061-5062; text: CR S5062)
10/18/2023
Passed/agreed to in Senate: Passed Senate without amendment by Yea-Nay Vote. 53 - 44. Record Vote Number: 260.(consideration: CR S5055, S5061-5062; text: CR S5062)
10/17/2023
Placed on Senate Legislative Calendar under General Orders. Calendar No. 228.
10/17/2023
Senate Committee on Banking, Housing, and Urban Affairs discharged, by petition, pursuant to 5 U.S.C. 802(c).
06/13/2023
Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
06/13/2023
Introduced in Senate
Public Record
Record Updated
Apr 17, 2024 11:51:48 PM