House Bill 1900
119th Congress(2025-2026)
Bank Failure Prevention Act of 2025
Introduced
Introduced in House on Mar 6, 2025
Origin Chamber
House
Type
Bill
Bill
The primary form of legislative measure used to propose law. Depending on the chamber of origin, bills begin with a designation of either H.R. or S. Joint resolution is another form of legislative measure used to propose law.
Bill Number
1900
Congress
119
Policy Area
Finance and Financial Sector
Finance and Financial Sector
Primary focus of measure is U.S. banking and financial institutions regulation; consumer credit; bankruptcy and debt collection; financial services and investments; insurance; securities; real estate transactions; currency. Measures concerning financial crimes may fall under Crime and Law Enforcement. Measures concerning business and corporate finance may fall under Commerce policy area. Measures concerning international banking may fall under Foreign Trade and International Finance policy area.
No House votes have been held for this bill.
Summary
Bank Failure Prevention Act of 2025
This bill revises the Federal Reserve Board’s review process of merger and acquisition applications for bank holding companies.
Specifically, the board must notify the applicant within a certain time period regarding whether the application is complete or if additional information is required. The board must grant or deny such an application no later than 90 days after submission, regardless of whether the application was deemed complete. (Currently, the board must grant or deny an application no later than 90 days after receipt of a complete application.)
In addition, the board is prohibited from basing such application determinations on information provided by third parties.
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06/04/2025
Placed on the Union Calendar, Calendar No. 101.
06/04/2025
Reported (Amended) by the Committee on Financial Services. H. Rept. 119-132.
05/21/2025
Ordered to be Reported (Amended) by the Yeas and Nays: 29 - 21.
05/21/2025
Committee Consideration and Mark-up Session Held
03/06/2025
Referred to the House Committee on Financial Services.
03/06/2025
Introduced in House
Public Record
Record Updated
May 2, 2026 7:06:20 PM