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House Bill 3174
119th Congress(2025-2026)
Made in America Manufacturing Finance Act
Introduced
Introduced
Introduced in House on May 1, 2025
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H. R. 3174 (Reported-in-House)

Union Calendar No. 182

119th CONGRESS
1st Session
H. R. 3174

[Report No. 119–224]


To increase loan limits for loans made to small manufacturers, and for other purposes.

IN THE HOUSE OF REPRESENTATIVES

May 1, 2025

Mr. Williams of Texas introduced the following bill; which was referred to the Committee on Small Business

August 15, 2025

Additional sponsors: Mr. Meuser, Mr. Moran, Mr. Goldman of Texas, Mr. Wied, Mr. Downing, Mr. Finstad, Mr. Ellzey, Mr. Jack, Mr. LaLota, Ms. King-Hinds, Ms. Van Duyne, and Mr. Schmidt

August 15, 2025

Reported with an amendment, committed to the Committee of the Whole House on the State of the Union, and ordered to be printed

[Strike out all after the enacting clause and insert the part printed in italic]

[For text of introduced bill, see copy of bill as introduced on May 1, 2025]

A BILL

To increase loan limits for loans made to small manufacturers, and for other purposes.

Be it enacted by the Senate and House of Representatives of the United States of America in Congress assembled,

SECTION 1. Short title.

This Act may be cited as the “Made in America Manufacturing Finance Act”.

SEC. 2. Definitions.

Section 3 of the Small Business Act (15 U.S.C. 632) is amended by adding at the end the following:

“(gg) Small manufacturer.—The term ‘small manufacturer’ means a small business concern—

“(1) the primary business of which is classified in sector 31, 32, or 33 of the North American Industrial Classification System; and

“(2) all of the production facilities of which are located in the United States.”.

SEC. 3. Small Business Act loan limits for small manufacturers.

Section 7(a) of the Small Business Act (15 U.S.C. 636(a)) is amended—

(1) in paragraph (3)—

(A) in subparagraph (A)—

(i) by inserting “except as provided in subparagraph (B),” before “if the total”;

(ii) by striking “would exceed $3,750,000” and inserting the following: “would exceed—

“(i) $3,750,000”;

(iii) in clause (i), as so designated, by striking “, except as provided in subparagraph (B);” and inserting “; or”; and

(iv) by adding at the end the following:

“(ii) in the case of a borrower that is a small manufacturer, $7,500,000 (or if the gross loan amount would exceed $10,000,000);”; and

(B) in subparagraph (B)—

(i) by striking “would exceed $4,500,000” and inserting the following: “would exceed—

“(i) $4,500,000”;

(ii) in clause (i), as so designated, by striking “section 7(a)(14) for export purposes; and” and inserting “paragraph (14) for export purposes; or”; and

(iii) by adding at the end the following:

“(ii) in the case of a borrower that is a small manufacturer, $9,000,000 (or if the gross loan amount would exceed $10,000,000), of which not more than $8,000,000 may be used for working capital, supplies, or financings under paragraph (14) for export purposes; and”; and

(2) in paragraph (14)(B)(i), by striking “than $5,000,000.” and inserting the following: “than—

“(I) except as provided in subclause (II), $5,000,000; or

“(II) in the case of a loan made to a small manufacturer, $10,000,000.”.

SEC. 4. Small Business Investment Act of 1958 loan limits for small manufacturers.

Section 502(2)(A)(iii) of the Small Business Investment Act of 1958 (15 U.S.C. 696(2)(A)(iii)) is amended by striking “$5,500,000” and inserting “$10,000,000”.

Union Calendar No. 182

119th CONGRESS
     1st Session
H. R. 3174
[Report No. 119–224]
A BILL
To increase loan limits for loans made to small manufacturers, and for other purposes.
August 15, 2025
Reported with an amendment, committed to the Committee of the Whole House on the State of the Union, and ordered to be printed