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House Bill 3496
119th Congress(2025-2026)
Northern Mariana Islands Small Business Access Act
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Passed House on Jan 20, 2026
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H. R. 3496 (Reported-in-House)

Union Calendar No. 350

119th CONGRESS
1st Session
H. R. 3496

[Report No. 119–402]


To amend the Small Business Act for microloan eligibility for the Commonwealth of the Northern Mariana Islands, and for other purposes.

IN THE HOUSE OF REPRESENTATIVES

May 19, 2025

Ms. King-Hinds introduced the following bill; which was referred to the Committee on Small Business

December 12, 2025

Additional sponsors: Mr. Conaway, Mr. Cisneros, and Ms. Goodlander

December 12, 2025

Reported with an amendment, committed to the Committee of the Whole House on the State of the Union, and ordered to be printed

[Strike out all after the enacting clause and insert the part printed in italic]

[For text of introduced bill, see copy of bill as introduced on May 19, 2025]

A BILL

To amend the Small Business Act for microloan eligibility for the Commonwealth of the Northern Mariana Islands, and for other purposes.

Be it enacted by the Senate and House of Representatives of the United States of America in Congress assembled,

SECTION 1. Short title.

This Act may be cited as the “Northern Mariana Islands Small Business Access Act”.

SEC. 2. Inclusion of the Commonwealth of the Northern Mariana Islands in the microloan program.

(a) In general.—Section 7(m)(7)(B) of the Small Business Act (15 U.S.C. 636(m)(7)(B)) is amended—

(1) by inserting “, the Commonwealth of the Northern Mariana Islands” after “Guam” each place it appears; and

(2) in clause (i)(I)(bb), by striking “1⁄55 ” and inserting “1⁄56 ”.

(b) Technical amendment.—Section 7(m)(11)(C)(ii) of the Small Business Act (15 U.S.C. 636(m)(11)(C)(ii)) is amended by striking “rural” and all that follows through the end of the clause and inserting “rural; and”.

Union Calendar No. 350

119th CONGRESS
     1st Session
H. R. 3496
[Report No. 119–402]
A BILL
To amend the Small Business Act for microloan eligibility for the Commonwealth of the Northern Mariana Islands, and for other purposes.
December 12, 2025
Reported with an amendment, committed to the Committee of the Whole House on the State of the Union, and ordered to be printed