Senate Bill 2074
119th Congress(2025-2026)
Servicemembers’ Credit Monitoring Enhancement Act
Active
Passed Senate on Mar 5, 2026
Bill Intelligence
The Servicemembers’ Credit Monitoring Enhancement Act aims to amend the Fair Credit Reporting Act to extend credit monitoring protections to all armed forces member consumers, regardless of their duty status. The proposed amendments define "armed forces" and "armed forces member consumer" while replacing the term "active duty military consumer" with the latter. These changes would come into effect one year after the Act's enactment. Overall, the bill focuses on enhancing credit monitoring for armed forces members, ensuring their financial security.
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Origin Chamber
Senate
Type
Bill
Bill
The primary form of legislative measure used to propose law. Depending on the chamber of origin, bills begin with a designation of either H.R. or S. Joint resolution is another form of legislative measure used to propose law.
Bill Number
2074
Congress
119
Policy Area
Finance and Financial Sector
Finance and Financial Sector
Primary focus of measure is U.S. banking and financial institutions regulation; consumer credit; bankruptcy and debt collection; financial services and investments; insurance; securities; real estate transactions; currency. Measures concerning financial crimes may fall under Crime and Law Enforcement. Measures concerning business and corporate finance may fall under Commerce policy area. Measures concerning international banking may fall under Foreign Trade and International Finance policy area.
checkPassed on March 5, 2026
Status
Passed
Type
Unanimous Consent
Unanimous Consent
A senator may request unanimous consent on the floor to set aside a specified rule of procedure so as to expedite proceedings. If no Senator objects, the Senate permits the action, but if any one senator objects, the request is rejected. Unanimous consent requests with only immediate effects are routinely granted, but ones affecting the floor schedule, the conditions of considering a bill or other business, or the rights of other senators, are normally not offered, or a floor leader will object to it, until all senators concerned have had an opportunity to inform the leaders that they find it acceptable.
Passed/agreed to in Senate: Passed Senate without amendment by Unanimous Consent.
Summary
Unavailable
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03/05/2026
Passed Senate without amendment by Unanimous Consent. (consideration: CR S877-878; text: CR S877-878)
03/05/2026
Passed/agreed to in Senate: Passed Senate without amendment by Unanimous Consent.
03/05/2026
Senate Committee on Banking, Housing, and Urban Affairs discharged by Unanimous Consent.
06/12/2025
Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
06/12/2025
Introduced in Senate
Public Record
Record Updated
Mar 6, 2026 8:52:28 PM