Bill Sponsor
Senate Bill 2544
119th Congress(2025-2026)
GUARD Act
Introduced
Introduced
Introduced in Senate on Jul 30, 2025
Overview
Text
Bill Intelligence

The bill aims to combat elder financial fraud, pig butchering, and general financial fraud. It allows State, local, and Tribal law enforcement agencies to use eligible Federal grant funds for investigating these crimes and report their use. The bill requires a report on efforts and recommendations related to these types of fraud and scams and mandates a report on the state of scams in the United States. Additionally, it calls for Federal law enforcement agencies to assist local enforcement in using tracing tools for blockchain and related technology tools.

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Introduced
Jul 30, 2025
Latest Action
Feb 9, 2026
Origin Chamber
Senate
Type
Bill
Bill
The primary form of legislative measure used to propose law. Depending on the chamber of origin, bills begin with a designation of either H.R. or S. Joint resolution is another form of legislative measure used to propose law.
Bill Number
2544
Congress
119
Policy Area
Crime and Law Enforcement
Crime and Law Enforcement
Primary focus of measure is criminal offenses, investigation and prosecution, procedure and sentencing; corrections and imprisonment; juvenile crime; law enforcement administration. Measures concerning terrorism may fall under Emergency Management or International Affairs policy areas.
Sponsorship by Party
Senate Votes (0)
House Votes (0)
No Senate votes have been held for this bill.
Summary

Guarding Unprotected Aging Retirees from Deception Act or the GUARD Act

This bill allows state, local, and tribal law enforcement agencies and grantees that receive funds from certain law enforcement grant programs to use the funds to investigate general financial fraud, elder financial fraud, and pig butchering. Pig butchering refers to a confidence and investment fraud in which a victim is gradually lured into transferring increasing amounts of money, generally in the form of cryptocurrency, into a fake virtual investment. 

The bill allows federal law enforcement agencies to assist state, local, and tribal law enforcement agencies and fusion centers in the use of tracing tools for blockchain and related technology tools.

Finally, the bill requires the Department of the Treasury and the Financial Crimes Enforcement Network (FinCEN) to report on efforts and recommendations related to general financial fraud, elder financial fraud, pig butchering, and scams. The bill also requires Treasury and FinCEN to report on the state of scams in the United States, including information about crimes committed, federal civil and criminal enforcement actions, and federal efforts to address the crimes. 

Text (2)
February 9, 2026
Actions (5)
02/09/2026
Placed on Senate Legislative Calendar under General Orders. Calendar No. 317.
02/09/2026
Committee on the Judiciary. Reported by Senator Grassley without amendment. Without written report.
02/05/2026
Committee on the Judiciary. Ordered to be reported without amendment favorably.
07/30/2025
Read twice and referred to the Committee on the Judiciary.
07/30/2025
Introduced in Senate
Public Record
Record Updated
Jul 16, 2026 11:01:12 AM