This bill aims to regulate the use of artificial intelligence in health insurance coverage determinations. It prohibits insurers from solely relying on AI and mandates decisions be made by a qualified health professional. Insurers must disclose AI use and comply with fairness and nondiscrimination standards. The Department of Insurance can take disciplinary action for violations. The bill defines terms and stipulates certification requirements for AI use. It also outlines the department's investigative and enforcement authority. The bill is effective from October 1, 2026.