Florida Senate Bill 1452
Session 2026
Department of Financial Services
Became Law
Signed by Governor on Jun 26, 2026
Bill Intelligence
The bill focuses on enhancing consumer protection in financial services by establishing regulations for institutions, cybersecurity, and prohibiting discriminatory lending. It also promotes transparency, accountability, fraud prevention, and financial literacy. It impacts disbursement reporting, salary payments, employment rules, hurricane mitigation, licensing, disciplinary procedures, unclaimed property, due diligence for property holders, penalties, and regulations for surplus funds, life insurance, and civil remedies for terrorism. Additionally, it addresses the registration requirements for claimant representatives and directs the replacement of certain phrases with the date the act becomes a law.
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Sponsors
4 Sponsors
Rules
Appropriations Committee on Agriculture, Environment, and General Government
Banking and Insurance
First Action
Jan 8, 2026
Latest Action
Jun 29, 2026
Origin Chamber
Senate
Type
Bill
Bill Number
1452
State
Florida
Session
2026
Appropriations Committee on Agriculture, Environment, and General Government
grade
Primary
Banking and Insurance
grade
Primary
Rules
grade
Primary
Motion Text
Returning Messages
Senate Roll Call Votes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Smith
Yes
Yes
Yes
Summary
Department of Financial Services; Revising the subsystem used for a certain report of disbursements made; deleting the Department of Financial Services’ authority to make semimonthly salary payments; revising eligibility requirements for a hurricane mitigation inspection under the My Safe Florida Home Program; deleting provisions regarding the reporting structure for charts of accounts relating to the use of public funds by governmental entities; providing that redemption in cash or through a debit card transaction shall be treated the same; revising the timelines and conditions under which stock, other equity interests, or debt of a business association is considered abandoned; ratifying specified rules relating to legal tender for the sole and exclusive purpose of satisfying conditions on effectiveness pursuant to chapter 2025-100, Laws of Florida, etc.
S 1452 Filed
S 1452 c1
S 1452 c2
S 1452 c3
S 1452 e1
S 1452 e2
Bill Analysis -- Banking and Insurance (Pre-Meeting) (2/3/2026 10:25 AM)
Bill Analysis -- Banking and Insurance (Post-Meeting) (2/5/2026 4:21 PM)
Bill Analysis -- Appropriations Committee on Agriculture, Environment, and General Government (Pre-Meeting) (2/24/2026 2:00 PM)
Bill Analysis -- Appropriations Committee on Agriculture, Environment, and General Government (Post-Meeting) (2/27/2026 10:16 AM)
Bill Analysis -- Rules (Pre-Meeting) (3/2/2026 7:52 AM)
Bill Analysis -- Rules (Post-Meeting) (3/5/2026 10:27 AM)
House Message Summary -- Banking and Insurance (3/12/2026 8:44 AM)
466478 - Amendment to S 1452 Filed
344910 - Amendment to S 1452 c3
573608 - Amendment to S 1452 c3
754896 - Amendment to S 1452 c3
942860 - Amendment to S 1452 c3
347422 - Amendment to S 1452 c3
881572 - Amendment to S 1452 c3
Sort by most recent
06/29/2026
Florida Legislature
Chapter No. 2026-174, companion bill(s) passed, see CS/CS/HB 1311 (Ch. 2026-132)
06/26/2026
Florida Legislature
Approved by Governor
06/15/2026
Florida Legislature
Signed by Officers and presented to Governor
03/12/2026
Senate
Ordered engrossed, then enrolled
03/12/2026
Senate
CS passed as amended; YEAS 39 NAYS 0
03/12/2026
Senate
Concurred in 1 amendment(s) (573943)
03/11/2026
Senate
In returning messages
03/11/2026
House
CS passed as amended; YEAS 109, NAYS 0
03/11/2026
House
Read 3rd time
03/11/2026
House
Added to Third Reading Calendar
03/11/2026
House
Amendment 573943 adopted
03/11/2026
House
Read 2nd time
03/10/2026
House
1st Reading (Engrossed 1)
03/10/2026
House
Bill added to Special Order Calendar (3/11/2026)
03/10/2026
House
Bill referred to House Calendar
03/09/2026
House
In Messages
03/09/2026
Senate
CS passed as amended; YEAS 38 NAYS 0
03/09/2026
Senate
Read 3rd time
03/09/2026
Senate
Amendment(s) adopted (344910, 347422, 712002)
03/09/2026
Senate
Read 2nd time
03/06/2026
Senate
Retained on Special Order Calendar
03/05/2026
Senate
CS/CS/CS by Rules read 1st time
03/05/2026
Senate
Placed on Special Order Calendar, 03/06/26
03/05/2026
Senate
Placed on Calendar, on 2nd reading
03/05/2026
Senate
Pending reference review -under Rule 4.7(2) - (Committee Substitute)
03/03/2026
Senate
CS/CS/CS by- Rules; YEAS 22 NAYS 0
02/26/2026
Senate
CS/CS by Appropriations Committee on Agriculture, Environment, and General Government read 1st time
02/26/2026
Senate
On Committee agenda-- Rules, 03/03/26, 9:00 am, 412 Knott Building
02/26/2026
Senate
Now in Rules
02/26/2026
Senate
Pending reference review under Rule 4.7(2) - (Committee Substitute)
02/25/2026
Senate
CS/CS by Appropriations Committee on Agriculture, Environment, and General Government; YEAS 8 NAYS 0
02/20/2026
Senate
On Committee agenda-- Appropriations Committee on Agriculture, Environment, and General Government, 02/25/26, 1:30 pm, 412 Knott Building
02/10/2026
Senate
CS by Banking and Insurance read 1st time
02/09/2026
Senate
Now in Appropriations Committee on Agriculture, Environment, and General Government
02/06/2026
Senate
Pending reference review under Rule 4.7(2) - (Committee Substitute)
02/04/2026
Senate
CS by Banking and Insurance; YEAS 10 NAYS 0
01/30/2026
Senate
On Committee agenda-- Banking and Insurance, 02/04/26, 10:30 am, 412 Knott Building
01/22/2026
Senate
Introduced
01/16/2026
Senate
Referred to Banking and Insurance; Appropriations Committee on Agriculture, Environment, and General Government; Rules
01/08/2026
Senate
Filed
Sources
FL Legislature
Open States
Record Created
Jan 18, 2026 2:34:18 AM
Record Updated
Jul 19, 2026 2:29:24 PM