Bill Sponsor
Virginia Senate Bill 402
Session 2026
Residential property owners; insurance policies, roofing services by contractors.
Active
Active
Passed Senate on Feb 3, 2026
First Action
Jan 13, 2026
Latest Action
Feb 9, 2026
Origin Chamber
Senate
Type
Bill
Bill Number
402
State
Virginia
Session
2026
Sponsorship by Party
Democrat
Primary
Summary
A BILL to amend and reenact §§ 38.2-2114 and 59.1-200 of the Code of Virginia and to amend the Code of Virginia by adding in Title 59.1 a chapter numbered 60, consisting of sections numbered 59.1-614 through 59.1-617, relating to residential property owners; insurance policies; roofing services by contractors; prohibited practices and consumer protection. Residential property owners; insurance policies; roofing services by contractors; prohibited practices and consumer protection. Prohibits insurers from refusing coverage or canceling, refusing to renew, or increasing the premiums of a policy written to insure an owner-occupied dwelling solely based on the age or condition of the roof, except in certain circumstances. The bill also contains provisions related to consumer protection in the context of contractors providing roofing services for residential property owners. The bill prohibits certain advertisements and conduct by contractors in such context. The bill includes contract terms that must be included by contractors in such context, and permits a residential property owner to cancel a contract for roofing services in the case of a declaration of a state of emergency by the Governor applicable to the geographic area where the property is located. Provisions of the bill related to prohibited conduct and requirements for contractors providing roofing services are subject to the enforcement provisions of the Consumer Protection Act.
Documents (1)
Fiscal Impact Statement from State Corporation Commission (SB402)
Actions (16)
02/09/2026
House
Referred to Committee on Labor and Commerce
02/09/2026
House
Read first time
02/09/2026
House
Placed on Calendar
02/03/2026
Senate
Fiscal Impact Statement from State Corporation Commission (SB402)
02/03/2026
Senate
Read third time and passed Senate (38-Y 0-N 1-A)
02/02/2026
Senate
Engrossed by Senate as amended (Voice Vote)
02/02/2026
Senate
Committee amendments agreed to (Voice Vote)
02/02/2026
Senate
Read second time
01/30/2026
Senate
Passed by for the day Block Vote (Voice Vote)
01/30/2026
Senate
Constitutional reading dispensed Block Vote (on 1st reading) (38-Y 0-N 0-A)
01/30/2026
Senate
Rules suspended
01/28/2026
Senate
Reported from General Laws and Technology with amendments (14-Y 0-N 1-A)
01/21/2026
Senate
Senate subcommittee offered
01/21/2026
Senate
Assigned GL&T sub: Housing
01/13/2026
Senate
Referred to Committee on General Laws and Technology
01/13/2026
Senate
Prefiled and ordered printed; Offered 01-14-2026 26105216D
Sources
Record Created
Jan 20, 2026 9:53:22 PM
Record Updated
Feb 8, 2026 9:41:18 PM