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House Bill 7647
119th Congress(2025-2026)
MORE Opportunities for Homeownership Act
Introduced
Introduced
Introduced in House on Feb 23, 2026
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Introduced in House 
Feb 23, 2026
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Introduced in House(Feb 23, 2026)
Feb 23, 2026
Not Scanned for Linkage
About Linkage
Multiple bills can contain the same text. This could be an identical bill in the opposite chamber or a smaller bill with a section embedded in a larger bill.
Bill Sponsor regularly scans bill texts to find sections that are contained in other bill texts. When a matching section is found, the bills containing that section can be viewed by clicking "View Bills" within the bill text section.
Bill Sponsor is currently only finding exact word-for-word section matches. In a future release, partial matches will be included.
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H. R. 7647 (Introduced-in-House)


119th CONGRESS
2d Session
H. R. 7647


To amend the Federal Home Loan Bank Act to expand homeownership access, and for other purposes.

IN THE HOUSE OF REPRESENTATIVES

February 23, 2026

Mr. Vicente Gonzalez of Texas (for himself and Mr. Fitzpatrick) introduced the following bill; which was referred to the Committee on Financial Services

A BILL

To amend the Federal Home Loan Bank Act to expand homeownership access, and for other purposes.

Be it enacted by the Senate and House of Representatives of the United States of America in Congress assembled,

SECTION 1. Short title.

This Act may be cited as the “Minimizing Outdated Restrictions that Exclude Opportunities for Homeownership Act” or the “MORE Opportunities for Homeownership Act”.

SEC. 2. Expanding homeownership access through community financial institutions.

Section 2(10)(A)(i) of the Federal Home Loan Bank Act (12 U.S.C. 1422(10)(A)(i)) is amended by inserting after “Federal Deposit Insurance Act” the following “or Federal Credit Union Act”.