Senate Joint Resolution 145
119th Congress(2025-2026)
A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Fair Credit Reporting; Permissible Purposes for Furnishing, Using, and Obtaining Consumer Reports".
Introduced
Introduced in Senate on Mar 25, 2026
Bill Intelligence
The bill aims to disapprove a rule related to "Fair Credit Reporting; Permissible Purposes for Furnishing, Using, and Obtaining Consumer Reports." If passed, the disapproved rule will have no legal force or effect, impacting regulations on credit reporting and consumer rights.
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Origin Chamber
Senate
Type
Joint Resolution
Joint Resolution
A form of legislative measure used to propose changes in law, or to propose an amendment to the U.S. Constitution. Depending on the chamber of origin, they begin with a designation of either H.J.Res. or S.J.Res. Concurrent resolutions and simple resolutions are other types of resolutions. Bill is another form of legislative measure used to propose law.
Bill Number
145
Congress
119
Policy Area
Finance and Financial Sector
Finance and Financial Sector
Primary focus of measure is U.S. banking and financial institutions regulation; consumer credit; bankruptcy and debt collection; financial services and investments; insurance; securities; real estate transactions; currency. Measures concerning financial crimes may fall under Crime and Law Enforcement. Measures concerning business and corporate finance may fall under Commerce policy area. Measures concerning international banking may fall under Foreign Trade and International Finance policy area.
No Senate votes have been held for this bill.
Summary
Unavailable
March 25, 2026
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04/27/2026
Placed on Senate Legislative Calendar under General Orders. Calendar No. 394.
04/27/2026
Senate Committee on Banking, Housing, and Urban Affairs discharged, by petition, pursuant to 5 U.S.C. 802(c).
03/25/2026
Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
03/25/2026
Introduced in Senate
Public Record
Record Updated
Apr 28, 2026 10:56:45 AM