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Senate Bill 4395
119th Congress(2025-2026)
Terrorism Risk Insurance Program Reauthorization Act of 2026
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Passed Senate on Sep 28, 2026
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S. 4395 (Reported-in-Senate)

Calendar No. 672

119th CONGRESS
2d Session
S. 4395


To reauthorize the Terrorism Risk Insurance Act of 2002, and for other purposes.

IN THE SENATE OF THE UNITED STATES

April 27, 2026

Mr. McCormick (for himself, Ms. Smith, Mr. Tillis, Mr. Gallego, Mr. Scott of South Carolina, Mr. Kim, Mr. Kennedy, Mr. Van Hollen, Mr. Ricketts, Ms. Cortez Masto, Mr. Cramer, Ms. Alsobrooks, Mr. Crapo, Mr. Warnock, Mr. Rounds, Ms. Blunt Rochester, Mrs. Britt, Mr. Warner, Mr. Hagerty, Mr. Schumer, Mr. Banks, Mr. Moreno, Ms. Lummis, Mr. Sheehy, Mr. Padilla, Mrs. Capito, Mrs. Gillibrand, Mr. Boozman, Ms. Baldwin, Mrs. Shaheen, Ms. Rosen, Mr. Risch, Mr. Blumenthal, Mr. Moran, Mr. Schatz, Mr. Daines, Ms. Hirono, Mr. Young, Mr. Kaine, Mrs. Fischer, and Mr. King) introduced the following bill; which was read twice and referred to the Committee on Banking, Housing, and Urban Affairs

September 22, 2026

Reported by Mr. Scott of South Carolina, without amendment

A BILL

To reauthorize the Terrorism Risk Insurance Act of 2002, and for other purposes.

Be it enacted by the Senate and House of Representatives of the United States of America in Congress assembled,

SECTION 1. Short title.

This Act may be cited as the “Terrorism Risk Insurance Program Reauthorization Act of 2026”.

SEC. 2. 7-year extension of Terrorism Risk Insurance Program.

(a) Termination date.—Section 108(a) of the Terrorism Risk Insurance Act of 2002 (15 U.S.C. 6701 note) is amended by striking “2027” and inserting “2034”.

(b) Timing of mandatory recoupment.—Section 103(e)(7)(E)(i) of the Terrorism Risk Insurance Act of 2002 (15 U.S.C. 6701 note) is amended—

(1) in subclause (I)—

(A) by striking “2022” and inserting “2029”; and

(B) by striking “2024” and inserting “2031”;

(2) in subclause (II)—

(A) by striking “2023” and inserting “2030”;

(B) by striking “2029” and inserting “2036”; and

(C) by striking “2024” and inserting “2031”; and

(3) in subclause (III)—

(A) by striking “2029” and inserting “2036”; and

(B) by striking “2024” and inserting “2031”.

Calendar No. 672

119th CONGRESS
     2d Session
S. 4395
A BILL
To reauthorize the Terrorism Risk Insurance Act of 2002, and for other purposes.
September 22, 2026
Reported without amendment