House Bill 9330
119th Congress(2025-2026)
Earned Wage Access Consumer Protection Act
Introduced
Introduced in House on Jun 18, 2026
Bill Intelligence
The "Earned Wage Access Consumer Protection Act" requires earned wage access providers to offer a no-cost option for obtaining earned wages if they charge a fee. The act also includes conforming amendments to the Consumer Financial Protection Act of 2010 and the Truth in Lending Act concerning the definition of earned wage access services and the exclusion of earned wage access providers from the term "creditor." This bill aims to protect consumers accessing their earned wages while regulating the services provided by earned wage access providers.
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Origin Chamber
House
Type
Bill
Bill
The primary form of legislative measure used to propose law. Depending on the chamber of origin, bills begin with a designation of either H.R. or S. Joint resolution is another form of legislative measure used to propose law.
Bill Number
9330
Congress
119
Policy Area
Finance and Financial Sector
Finance and Financial Sector
Primary focus of measure is U.S. banking and financial institutions regulation; consumer credit; bankruptcy and debt collection; financial services and investments; insurance; securities; real estate transactions; currency. Measures concerning financial crimes may fall under Crime and Law Enforcement. Measures concerning business and corporate finance may fall under Commerce policy area. Measures concerning international banking may fall under Foreign Trade and International Finance policy area.
No House votes have been held for this bill.
Summary
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09/01/2026
Placed on the Union Calendar, Calendar No. 690.
09/01/2026
Reported (Amended) by the Committee on Financial Services. H. Rept. 119-790.
06/30/2026
Ordered to be Reported (Amended) by the Yeas and Nays: 29 - 22.
06/30/2026
Committee Consideration and Mark-up Session Held
06/18/2026
Referred to the House Committee on Financial Services.
06/18/2026
Introduced in House
Public Record
Record Updated
Sep 2, 2026 1:03:27 PM