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House Bill 9916
119th Congress(2025-2026)
Lowering CAR Insurance Act
Introduced
Introduced
Introduced in House on Jul 23, 2026
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Introduced in House 
Jul 23, 2026
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Introduced in House(Jul 23, 2026)
Jul 23, 2026
Not Scanned for Linkage
About Linkage
Multiple bills can contain the same text. This could be an identical bill in the opposite chamber or a smaller bill with a section embedded in a larger bill.
Bill Sponsor regularly scans bill texts to find sections that are contained in other bill texts. When a matching section is found, the bills containing that section can be viewed by clicking "View Bills" within the bill text section.
Bill Sponsor is currently only finding exact word-for-word section matches. In a future release, partial matches will be included.
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H. R. 9916 (Introduced-in-House)


119th CONGRESS
2d Session
H. R. 9916


To require the Director of the Federal Insurance Office to submit an annual report to the President and certain congressional committees with respect to the automobile insurance industry, and for other purposes.

IN THE HOUSE OF REPRESENTATIVES

July 23, 2026

Ms. Lee of Nevada introduced the following bill; which was referred to the Committee on Financial Services

A BILL

To require the Director of the Federal Insurance Office to submit an annual report to the President and certain congressional committees with respect to the automobile insurance industry, and for other purposes.

Be it enacted by the Senate and House of Representatives of the United States of America in Congress assembled,

SECTION 1. Short title.

This Act may be cited as the “Lowering Costs and Auto Rates for Insurance Act” or the “Lowering CAR Insurance Act”.

SEC. 2. Annual report with respect to the automobile insurance industry.

(a) In general.—Section 313(n) of title 31, United States Code, is amended by adding at the end the following:

“(3) AUTOMOBILE INSURANCE.—The Director shall submit a report on or before September 30 of each calender year to the President and to the Committee on Financial Services of the House of Representatives and the Committee on Banking, Housing, and Urban Affairs of the Senate on the automobile insurance industry that contains—

“(A) legislative recommendations with respect to lowering the cost of automobile insurance; and

“(B) any other information with respect to the automobile insurance industry as deemed relevant by the Director or requested by such Committees.”.

(b) Effective date.—The amendment made by this section shall take effect on the date that is 90 days after the date of the enactment of this section.