Bill Sponsor
House Bill 3618
116th Congress(2019-2020)
Free Credit Scores for Consumers Act of 2019
Introduced
Introduced
Introduced in House on Jul 5, 2019
Overview
Text
Introduced
Jul 5, 2019
Latest Action
Nov 21, 2019
Origin Chamber
House
Type
Bill
Bill
The primary form of legislative measure used to propose law. Depending on the chamber of origin, bills begin with a designation of either H.R. or S. Joint resolution is another form of legislative measure used to propose law.
Bill Number
3618
Congress
116
Policy Area
Finance and Financial Sector
Finance and Financial Sector
Primary focus of measure is U.S. banking and financial institutions regulation; consumer credit; bankruptcy and debt collection; financial services and investments; insurance; securities; real estate transactions; currency. Measures concerning financial crimes may fall under Crime and Law Enforcement. Measures concerning business and corporate finance may fall under Commerce policy area. Measures concerning international banking may fall under Foreign Trade and International Finance policy area.
Sponsorship by Party
House Votes (0)
Senate Votes (0)
No House votes have been held for this bill.
Summary

Free Credit Scores for Consumers Act of 2019

This bill requires credit reporting agencies to provide free credit scores to consumers with their free annual consumer reports. The bill also provides for automatic free credit scores and consumer reports in specified circumstances. Credit reporting agencies must provide consumers with additional information regarding the calculation of their credit score.

Specified lenders must give consumers free copies of any consumer reports and credit scores they used for underwriting before consumers sign the respective loan agreements.

Text (2)
November 21, 2019
Actions (6)
11/21/2019
Placed on the Union Calendar, Calendar No. 247.
11/21/2019
Reported (Amended) by the Committee on Financial Services. H. Rept. 116-306.
07/11/2019
Ordered to be Reported (Amended) by the Yeas and Nays: 32 - 26.
07/11/2019
Committee Consideration and Mark-up Session Held.
07/05/2019
Referred to the House Committee on Financial Services.
07/05/2019
Introduced in House
Public Record
Record Updated
Nov 1, 2022 1:50:46 PM