House Bill 3693
116th Congress(2019-2020)
Prohibit Auto Insurance Discrimination Act
Introduced
Introduced in House on Jul 10, 2019
Origin Chamber
House
Type
Bill
Bill
The primary form of legislative measure used to propose law. Depending on the chamber of origin, bills begin with a designation of either H.R. or S. Joint resolution is another form of legislative measure used to propose law.
Bill Number
3693
Congress
116
Policy Area
Finance and Financial Sector
Finance and Financial Sector
Primary focus of measure is U.S. banking and financial institutions regulation; consumer credit; bankruptcy and debt collection; financial services and investments; insurance; securities; real estate transactions; currency. Measures concerning financial crimes may fall under Crime and Law Enforcement. Measures concerning business and corporate finance may fall under Commerce policy area. Measures concerning international banking may fall under Foreign Trade and International Finance policy area.
New Jersey
Arizona
California
California
California
District of Columbia
Georgia
Illinois
Illinois
Illinois
Massachusetts
Michigan
Minnesota
Mississippi
New Jersey
New York
North Carolina
Ohio
No House votes have been held for this bill.
Summary
Prohibit Auto Insurance Discrimination Act
This bill prohibits an automobile insurer from considering specified factors when determining a consumer's insurance rates or eligibility. These prohibited factors include
- gender,
- employment status,
- zip code,
- census tract,
- marital status, and
- credit score.
Automobile insurers must make underwriting rules and rate filings available to the public.
The Federal Trade Commission may enforce a violation of these requirements as an unfair or deceptive act or practice.
July 10, 2019
07/11/2019
Referred to the Subcommittee on Consumer Protection and Commerce.
07/10/2019
Referred to the Committee on Financial Services, and in addition to the Committee on Energy and Commerce, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
07/10/2019
Introduced in House
Public Record
Record Updated
Nov 1, 2022 1:50:42 PM