Bill Sponsor
BILLSPONSOR
Bill Sponsor
Politicians
Bills
New York Assembly Bill 4810
Session 2025-2026
Relates to the application of certain provisions relating to commercial financing
Active
Active
Passed Assembly on Feb 5, 2026
First Action
Feb 6, 2025
Latest Action
Feb 5, 2026
Origin Chamber
Assembly
Type
Bill
Bill Number
4810
State
New York
Session
2025-2026
Sponsorship by Party
Democrat
Clyde Vanel
Primary
Democrat
Al Taylor
Cosponsor
Democrat
Chris Burdick
Cosponsor
Democrat
Rebecca A. Seawright
Cosponsor
Democrat
Yudelka Tapia
Cosponsor
Assembly Votes (2)
Motion Text
Assembly Vote - Vote 2
Assembly Roll Call Votes
Democrat
Al Stirpe
Yes
Democrat
Al Stirpe
Yes
Democrat
Al Taylor
Yes
Democrat
Al Taylor
Yes
Republican
Alec Brook-Krasny
Yes
Republican
Alec Brook-Krasny
Yes
Democrat
Alex Bores
Yes
Democrat
Alex Bores
Yes
Democrat
Alicia Hyndman
Yes
Democrat
Alicia Hyndman
Yes
Democrat
Amanda Septimo
Yes
Democrat
Amanda Septimo
Yes
Democrat
Amy Paulin
Yes
Democrat
Amy Paulin
Yes
Democrat
Andrew Hevesi
Yes
Democrat
Andrew Hevesi
Excused
Republican
Andrew Molitor
Yes
Republican
Andrew Molitor
Yes
Republican
Angelo J. Morinello
Yes
Republican
Angelo J. Morinello
Yes
Democrat
Angelo Santabarbara
Yes
Democrat
Angelo Santabarbara
Yes
Republican
Anil Beephan, Jr.
Yes
Republican
Anil Beephan, Jr.
Yes
Democrat
Anna Kelles
Yes
Democrat
Anna Kelles
Yes
Republican
Ari Brown
Yes
Republican
Ari Brown
Yes
Democrat
Aron Wieder
Excused
Democrat
Aron Wieder
Yes
Unknown
Bailey
Yes
Unknown
Bailey
Yes
Democrat
Billy Jones
Yes
Democrat
Brian Cunningham
Yes
Democrat
Brian Cunningham
Yes
Republican
Brian D. Miller
Yes
Republican
Brian D. Miller
Yes
Republican
Brian Maher
Excused
Republican
Brian Maher
Yes
Republican
Brian Manktelow
Yes
Republican
Brian Manktelow
Yes
Democrat
Carrie Woerner
Yes
Democrat
Carrie Woerner
Yes
Democrat
Catalina Cruz
Yes
Democrat
Catalina Cruz
Yes
Democrat
Charles D. Fall
Yes
Democrat
Charles D. Fall
Yes
Democrat
Charles D. Lavine
Yes
Democrat
Charles D. Lavine
Yes
Democrat
Chris Burdick
Yes
Democrat
Chris Burdick
Yes
Democrat
Chris Eachus
Yes
Democrat
Chris Eachus
Yes
Republican
Chris Tague
Yes
Republican
Chris Tague
Yes
Republican
Christopher S. Friend
Yes
Republican
Christopher S. Friend
Yes
Democrat
Claire Valdez
No
Democrat
Claire Valdez
No
Democrat
Clyde Vanel
Yes
Democrat
Clyde Vanel
Yes
Democrat
Crystal D. Peoples-Stokes
Yes
Democrat
Crystal D. Peoples-Stokes
Yes
Democrat
Dana Levenberg
Yes
Democrat
Dana Levenberg
Yes
Republican
Danny Norber
Yes
Republican
Danny Norber
Yes
Republican
David DiPietro
Yes
Republican
David DiPietro
Yes
Republican
David G. McDonough
Excused
Republican
David G. McDonough
Yes
Democrat
David I. Weprin
Yes
Democrat
David I. Weprin
Yes
Democrat
Deborah J. Glick
Yes
Democrat
Deborah J. Glick
Yes
Democrat
Demond Meeks
No
Democrat
Demond Meeks
No
Democrat
Diana Moreno
Yes
Democrat
Didi Barrett
Yes
Democrat
Didi Barrett
Yes
Democrat
Donna A. Lupardo
Yes
Democrat
Donna A. Lupardo
Yes
Republican
Doug Smith
Yes
Republican
Doug Smith
Yes
Democrat
Eddie Gibbs
Yes
Democrat
Eddie Gibbs
Yes
Democrat
Edward C. Braunstein
Yes
Democrat
Edward C. Braunstein
Yes
Republican
Edward P. Ra
Yes
Republican
Edward P. Ra
Yes
Democrat
Emérita Torres
Yes
Democrat
Emérita Torres
Yes
Democrat
Emily Gallagher
No
Democrat
Emily Gallagher
No
Democrat
Erik M. Dilan
Yes
Democrat
Erik M. Dilan
Yes
Democrat
Gabriella A. Romero
No
Democrat
Gabriella A. Romero
No
Democrat
George Alvarez
Yes
Democrat
George Alvarez
Yes
Democrat
Grace Lee
Yes
Democrat
Grace Lee
Yes
Democrat
Harry B. Bronson
Yes
Democrat
Harry B. Bronson
Yes
Democrat
Harvey Epstein
Yes
Democrat
J. Gary Pretlow
Yes
Democrat
J. Gary Pretlow
Yes
Unknown
Jackson
Yes
Unknown
Jackson
Yes
Democrat
Jaime R. Williams
Yes
Democrat
Jaime R. Williams
Yes
Republican
Jake Blumencranz
Yes
Republican
Jake Blumencranz
Yes
Republican
Jarett Gandolfo
Yes
Republican
Jarett Gandolfo
Yes
Republican
Jeff Gallahan
Yes
Republican
Jeff Gallahan
Yes
Democrat
Jeffrey Dinowitz
Yes
Democrat
Jeffrey Dinowitz
Yes
Democrat
Jenifer Rajkumar
Yes
Democrat
Jenifer Rajkumar
Yes
Democrat
Jennifer Lunsford
Yes
Democrat
Jennifer Lunsford
Yes
Democrat
Jessica González-Rojas
Yes
Democrat
Jessica González-Rojas
Yes
Democrat
Jo Anne Simon
No
Democrat
Jo Anne Simon
No
Republican
Jodi Giglio
Yes
Republican
Jodi Giglio
Yes
Republican
Joe Angelino
Yes
Republican
Joe Angelino
Yes
Republican
Joe DeStefano
Yes
Republican
Joe DeStefano
Yes
Republican
Joe Sempolinski
Yes
Republican
Joe Sempolinski
Yes
Republican
John K. Mikulin
Yes
Republican
John K. Mikulin
Yes
Republican
John Lemondes
Yes
Republican
John Lemondes
Yes
Democrat
John T. McDonald III
Yes
Democrat
John T. McDonald III
Yes
Democrat
John Zaccaro, Jr.
Yes
Democrat
John Zaccaro, Jr.
Yes
Democrat
Jonathan G. Jacobson
Yes
Democrat
Jonathan G. Jacobson
Yes
Democrat
Jordan Wright
Yes
Democrat
Jordan Wright
Yes
Republican
Josh Jensen
Yes
Republican
Josh Jensen
Yes
Democrat
Judy Griffin
Yes
Democrat
Judy Griffin
Yes
Democrat
Kalman Yeger
Yes
Democrat
Kalman Yeger
Yes
Democrat
Karen McMahon
Yes
Democrat
Karen McMahon
Yes
Democrat
Karines Reyes
Yes
Democrat
Karines Reyes
Yes
Republican
Karl Brabenec
Yes
Republican
Karl Brabenec
Yes
Republican
Keith P. Brown
Yes
Republican
Keith P. Brown
Yes
Democrat
Keith Powers
Yes
Republican
Ken Blankenbush
Excused
Republican
Ken Blankenbush
Yes
Democrat
Khaleel M. Anderson
Yes
Democrat
Khaleel M. Anderson
Yes
Democrat
Kwani O'Pharrow
Yes
Democrat
Kwani O'Pharrow
Yes
Democrat
Landon Dais
Yes
Democrat
Landon Dais
Yes
Democrat
Larinda Hooks
Yes
Democrat
Larinda Hooks
Yes
Democrat
Latrice Walker
Yes
Democrat
Latrice Walker
Yes
Republican
Lester Chang
Yes
Republican
Lester Chang
Yes
Democrat
Linda B. Rosenthal
Yes
Democrat
Linda B. Rosenthal
Yes
Democrat
Manny De Los Santos
Yes
Democrat
Manny De Los Santos
Yes
Democrat
Marcela Mitaynes
No
Democrat
Marcela Mitaynes
No
Democrat
Marianne Buttenschon
Yes
Democrat
Marianne Buttenschon
Yes
Democrat
Maritza Davila
Yes
Democrat
Maritza Davila
Yes
Republican
Mary Beth Walsh
Yes
Republican
Mary Beth Walsh
Yes
Democrat
MaryJane Shimsky
Yes
Democrat
MaryJane Shimsky
Yes
Republican
Matt Slater
Yes
Republican
Matt Slater
Yes
Republican
Matthew Simpson
Yes
Republican
Matthew Simpson
Yes
Democrat
Micah Lasher
Yes
Democrat
Micah Lasher
Yes
Democrat
Michael Benedetto
Yes
Democrat
Michael Benedetto
Yes
Democrat
Michael Cashman
Yes
Republican
Michael Durso
Yes
Republican
Michael Durso
Yes
Republican
Michael J. Fitzpatrick
Yes
Republican
Michael J. Fitzpatrick
Excused
Republican
Michael Novakhov
Yes
Republican
Michael Novakhov
Yes
Republican
Michael Reilly
Yes
Republican
Michael Reilly
Yes
Republican
Michael Tannousis
Yes
Republican
Michael Tannousis
Yes
Democrat
Michaelle C. Solages
Yes
Democrat
Michaelle C. Solages
Yes
Democrat
Monique Chandler-Waterman
Yes
Democrat
Monique Chandler-Waterman
Yes
Unknown
Mr. Speaker
Yes
Unknown
Mr. Speaker
Yes
Democrat
Nader J. Sayegh
Yes
Democrat
Nader J. Sayegh
Yes
Democrat
Nikki Lucas
Yes
Democrat
Nikki Lucas
Yes
Democrat
Nily Rozic
Yes
Democrat
Nily Rozic
Yes
Democrat
Noah Burroughs
Yes
Democrat
Noah Burroughs
Yes
Democrat
Pamela J. Hunter
Yes
Democrat
Pamela J. Hunter
Yes
Democrat
Pat Burke
Yes
Democrat
Pat Burke
Yes
Republican
Pat Chludzinski
Yes
Republican
Pat Chludzinski
Yes
Democrat
Patrick J. Carroll
Yes
Democrat
Patrick J. Carroll
Yes
Republican
Paul Bologna
Yes
Republican
Paul Bologna
Yes
Democrat
Paula Kay
Yes
Democrat
Paula Kay
Yes
Democrat
Phara Souffrant Forrest
No
Democrat
Phara Souffrant Forrest
No
Democrat
Phil Steck
No
Democrat
Phil Steck
No
Republican
Philip A. Palmesano
Yes
Republican
Philip A. Palmesano
Yes
Unknown
Ramos
Yes
Unknown
Ramos
Yes
Democrat
Rebecca A. Seawright
Yes
Democrat
Rebecca A. Seawright
Yes
Democrat
Rebecca Kassay
Yes
Democrat
Rebecca Kassay
Yes
Unknown
Rivera
Yes
Unknown
Rivera
Yes
Democrat
Robert C. Carroll
Yes
Democrat
Robert C. Carroll
Yes
Republican
Robert Smullen
Yes
Republican
Robert Smullen
Yes
Democrat
Rodneyse Bichotte Hermelyn
Yes
Democrat
Rodneyse Bichotte Hermelyn
Excused
Democrat
Ron Kim
Excused
Democrat
Ron Kim
Yes
Democrat
Sam Berger
Yes
Democrat
Sam Berger
Yes
Republican
Sam Pirozzolo
Yes
Republican
Sam Pirozzolo
Yes
Democrat
Sarah Clark
No
Democrat
Sarah Clark
No
Democrat
Sarahana Shrestha
No
Democrat
Sarahana Shrestha
No
Republican
Scott Bendett
Yes
Republican
Scott Bendett
Yes
Republican
Scott Gray
Yes
Republican
Scott Gray
Yes
Democrat
Simcha Eichenstein
Yes
Democrat
Simcha Eichenstein
Yes
Democrat
Stacey Pheffer Amato
Yes
Democrat
Stacey Pheffer Amato
Yes
Democrat
Stefani Zinerman
Excused
Democrat
Stefani Zinerman
Yes
Republican
Stephen Hawley
Yes
Republican
Stephen Hawley
Yes
Democrat
Steve Stern
Yes
Democrat
Steve Stern
Yes
Democrat
Steven Otis
Yes
Democrat
Steven Otis
Yes
Democrat
Steven Raga
Yes
Democrat
Steven Raga
Yes
Democrat
Tommy John Schiavoni
Yes
Democrat
Tommy John Schiavoni
Yes
Democrat
Tony Simone
Yes
Democrat
Tony Simone
Yes
Democrat
Vivian E. Cook
Yes
Democrat
Vivian E. Cook
Excused
Republican
William A. Barclay
Yes
Republican
William A. Barclay
Yes
Democrat
William B. Magnarelli
Yes
Democrat
William B. Magnarelli
Yes
Democrat
William Colton
Yes
Democrat
William Colton
Yes
Democrat
William Conrad
Yes
Democrat
William Conrad
Yes
Democrat
Yudelka Tapia
Yes
Democrat
Yudelka Tapia
Yes
Democrat
Zohran Mamdani
No
Summary
Relates to the application of certain provisions relating to commercial financing; provides that liability shall not be imposed on a provider if the actual annual percentage rate charged by the provider differs from the estimated annual percentage rate disclosed by the provider acting in good faith.
Text (1)
A4810
http://assembly.state.ny.us/leg/?sh=printbill&bn=A4810&term=2025&Text=Y
http://legislation.nysenate.gov/pdf/bills/2025/A4810
Actions (13)
02/05/2026
Senate
REFERRED TO BANKS
02/05/2026
Assembly
DELIVERED TO SENATE
02/05/2026
Assembly
PASSED ASSEMBLY
01/07/2026
Assembly
ORDERED TO THIRD READING CAL.130
01/07/2026
Senate
RETURNED TO ASSEMBLY
01/07/2026
Senate
DIED IN SENATE
03/10/2025
Senate
REFERRED TO BANKS
03/10/2025
Assembly
DELIVERED TO SENATE
03/10/2025
Assembly
PASSED ASSEMBLY
03/06/2025
Assembly
ADVANCED TO THIRD READING CAL.52
03/04/2025
Assembly
REPORTED
02/25/2025
Assembly
REPORTED REFERRED TO CODES
02/06/2025
Assembly
REFERRED TO BANKS
Sources
NY Legislature
Open States
https://openstates.org/ny/bills/2025-2026/A4810/
Record Created
Feb 7, 2025 6:04:20 AM
Record Updated
Feb 8, 2026 1:32:57 AM
Copyright © 2026 Civic Bits LLC
Privacy Policy
Terms of Service
What's New
About