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Bills
House Bill 7301
116th Congress(2019-2020)
Emergency Housing Protections and Relief Act of 2020
Active
Active
Passed House on Jun 29, 2020
Overview
Text
Introduced
Jun 24, 2020
Latest Action
Jun 30, 2020
Origin Chamber
House
Type
Bill
Bill
The primary form of legislative measure used to propose law. Depending on the chamber of origin, bills begin with a designation of either H.R. or S. Joint resolution is another form of legislative measure used to propose law.
Bill Number
7301
Congress
116
Policy Area
Housing and Community Development
Housing and Community Development
Primary focus of measure is home ownership; housing programs administration and funding; residential rehabilitation; regional planning, rural and urban development; affordable housing; homelessness; housing industry and construction; fair housing. Measures concerning mortgages and mortgage finance may fall under Finance and Financial Sector policy area.
Sponsorship by Party
Democrat
Maxine Waters
California
Democrat
David Scott
Georgia
Democrat
Michael San Nicolas
Guam
Democrat
Jesús Chuy García
Illinois
Democrat
Cynthia Axne
Iowa
Democrat
Ayanna Pressley
Massachusetts
Democrat
William Lacy Clay
Missouri
Democrat
Nydia Velazquez
New York
Democrat
Al Green
Texas
Democrat
Denny Heck
Washington
House Votes (2)
Senate Votes (0)
Question
On Passage
Status
Passed
Type
Roll Call Vote
Roll Call Vote
A vote that records the individual position of each Member who voted. Such votes occurring on the House floor (by the "yeas and nays" or by "recorded vote") are taken by electronic device. The Senate has no electronic voting system; in such votes, Senators answer "yea" or "nay" as the clerk calls each name aloud. Each vote is compiled by clerks and receives a roll call number (referenced in Congress.gov as a "Record Vote" [Senate] or "Roll no." [House]).
Roll Call Type
Yea-And-Nay
Roll Number
128
House Roll Call Votes
Summary

Emergency Housing Protections and Relief Act of 2020

This bill addresses various housing issues in response to the COVID-19 (i.e., coronavirus disease 2019) public health emergency, including housing assistance programs and moratoriums on evictions and foreclosures.

The bill authorizes additional housing assistance, including rental assistance, for (1) low-income individuals with families, including those who are homeless or at risk of homelessness; (2) the elderly; (3) individuals with disabilities; and (4) rural renters.

In addition, the bill establishes a 12-month moratorium on evictions covering all tenants, whereas the previously enacted moratorium covered only tenants of federally assisted properties.

Similarly, the bill establishes a 12-month moratorium on foreclosures that covers all tenants, whereas the previously enacted moratorium covered only federally backed mortgages.

The bill also establishes an automatic 60-day forbearance (i.e., suspension of mortgage payments) for a single-family mortgage that becomes delinquent by 60 days during the public health emergency. Under current law, the borrower must request a forbearance. This automatic forbearance also applies to certain reverse mortgages.

The bill extends the maximum period of forbearance for multifamily mortgages from 90 days to 12 months.

Additionally, the bill establishes a six-month moratorium on the repossession of personal property used as a dwelling.

The bill also provides additional bankruptcy protections by (1) increasing the homestead exemption (generally, the equity in a residence that is protected from creditors in a bankruptcy proceeding) from $15,000 to $100,000, and (2) expanding eligibility for Chapter 13 bankruptcy.

Text (3)
Received in Senate
June 30, 2020
Engrossed in House
June 29, 2020
Introduced in House
June 24, 2020
Actions (17)
06/30/2020
Received in the Senate.
06/29/2020
Motion to reconsider laid on the table Agreed to without objection.
06/29/2020
On passage Passed by the Yeas and Nays: 232 - 180 (Roll no. 128). (text: CR H2644-2653)
06/29/2020
Passed/agreed to in House: On passage Passed by the Yeas and Nays: 232 - 180 (Roll no. 128).
06/29/2020
On motion to recommit with instructions Failed by the Yeas and Nays: 191 - 219 (Roll no. 127).
06/29/2020
Considered as unfinished business. (consideration: CR H2667-2668)
06/29/2020
POSTPONED PROCEEDINGS - At the conclusion of debate on the motion to recommit with instructions, the Chair put the question on the motion and by voice vote, announced that the noes had prevailed. Mr. Huizenga demanded the yeas and nays and the Chair postponed further consideration on the motion to recommit until a time to be announced.
06/29/2020
The previous question on the motion to recommit with instructions was ordered without objection.
06/29/2020
DEBATE - The House proceeded with 10 minutes of debate on the Huizenga motion to recommit with instructions. The instructions contained in the motion seek to require the bill to be reported back to the House with an amendment to add language with new directions on groups to receive funds as well as adding a new title.
06/29/2020
Mr. Huizenga moved to recommit with instructions to the Committee on Financial Services. (text: CR H2661-2662)
06/29/2020
The previous question was ordered pursuant to the rule.
06/29/2020
DEBATE - The House proceeded with one hour of debate on H.R. 7301.
06/29/2020
Rule provides for consideration of H.R. 1425, H.R. 5332, H.R. 7120, H.R. 7301 and H.J. Res. 90. The resolution provides that the provisions of section 125(c) of the Uruguay Round Agreements Act shall not apply during the remainder of the 116th Congress and the resolution amends H.Res. 967, agreed to on May 15, 2020.
06/29/2020
Considered under the provisions of rule H. Res. 1017. (consideration: CR H2644-2663)
06/24/2020
Rules Committee Resolution H. Res. 1017 Reported to House. Rule provides for consideration of H.R. 1425, H.R. 5332, H.R. 7120, H.R. 7301 and H.J. Res. 90. The resolution provides that the provisions of section 125(c) of the Uruguay Round Agreements Act shall not apply during the remainder of the 116th Congress and the resolution amends H.Res. 967, agreed to on May 15, 2020.
06/24/2020
Referred to the Committee on Financial Services, and in addition to the Committee on the Judiciary, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
06/24/2020
Introduced in House
Public Record
Record Updated
Aug 10, 2022 11:26:47 PM
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