Bill Sponsor
House Bill 7401
119th Congress(2025-2026)
Small Business Lending Fraud Prevention Act
Introduced
Introduced
Introduced in House on Feb 5, 2026
Overview
Text
Bill Intelligence

The "Small Business Lending Fraud Prevention Act" requires Small Business Administration employees involved in approving loans to certify they have no conflicts of interest, disclose any conflicts, and understand relevant laws. The Administrator must issue related regulations within 180 days of the law's enactment, impacting the functioning of the Small Business Administration and aiming to prevent fraud in small business lending.

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Sponsor
Introduced
Feb 5, 2026
Latest Action
Feb 20, 2026
Origin Chamber
House
Type
Bill
Bill
The primary form of legislative measure used to propose law. Depending on the chamber of origin, bills begin with a designation of either H.R. or S. Joint resolution is another form of legislative measure used to propose law.
Bill Number
7401
Congress
119
Policy Area
Commerce
Commerce
Primary focus of measure is business investment, development, regulation; small business; consumer affairs; competition and restrictive trade practices; manufacturing, distribution, retail; marketing; intellectual property. Measures concerning international competitiveness and restrictions on imports and exports may fall under Foreign Trade and International Finance policy area.
Sponsorship by Party
Republican
Pennsylvania
Democrat
New Hampshire
House Votes (0)
Senate Votes (0)
No House votes have been held for this bill.
Summary

Small Business Lending Fraud Prevention Act

This bill requires Small Business Administration (SBA) employees who participate in the origination, review, or approval of SBA loans to certify in writing prior to such participation that the employee 

  • does not have any conflict of interest with respect to the loan, 
  • will disclose any such conflict of interest arising after the certification is made, and
  • understands the requirements with respect to conflicts of interest applicable SBA employees.

Under current law, federal employees must disclose financial conflicts of interest with respect to a particular matter and recuse themselves from such matter (with limited exceptions upon authorization from the employee's agency designee).

The SBA must issue regulations implementing the requirements of this bill.

Text (2)
February 20, 2026
February 5, 2026
Actions (6)
02/20/2026
Placed on the Union Calendar, Calendar No. 426.
02/20/2026
Reported by the Committee on Small Business. H. Rept. 119-500.
02/11/2026
Ordered to be Reported by the Yeas and Nays: 24 - 0.
02/11/2026
Committee Consideration and Mark-up Session Held
02/05/2026
Referred to the House Committee on Small Business.
02/05/2026
Introduced in House
Graphics
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H.R.7401 119 Small Business Lending Fraud Prevention Act
Public Record
Record Updated
Jun 17, 2026 5:41:55 PM