Bill Sponsor
House Bill 3564
118th Congress(2023-2024)
Middle Class Borrower Protection Act of 2023
Active
Amendments
Active
Passed House on Jun 23, 2023
Overview
Text
Introduced
May 22, 2023
Latest Action
Jul 10, 2023
Origin Chamber
House
Type
Bill
Bill
The primary form of legislative measure used to propose law. Depending on the chamber of origin, bills begin with a designation of either H.R. or S. Joint resolution is another form of legislative measure used to propose law.
Bill Number
3564
Congress
118
Policy Area
Finance and Financial Sector
Finance and Financial Sector
Primary focus of measure is U.S. banking and financial institutions regulation; consumer credit; bankruptcy and debt collection; financial services and investments; insurance; securities; real estate transactions; currency. Measures concerning financial crimes may fall under Crime and Law Enforcement. Measures concerning business and corporate finance may fall under Commerce policy area. Measures concerning international banking may fall under Foreign Trade and International Finance policy area.
Sponsorship by Party
Republican
Arizona
Republican
California
Republican
Indiana
Republican
Louisiana
Republican
Minnesota
Republican
West Virginia
Republican
Wisconsin
House Votes (2)
Senate Votes (0)
Question
On Passage
Status
Passed
Type
Roll Call Vote
Roll Call Vote
A vote that records the individual position of each Member who voted. Such votes occurring on the House floor (by the "yeas and nays" or by "recorded vote") are taken by electronic device. The Senate has no electronic voting system; in such votes, Senators answer "yea" or "nay" as the clerk calls each name aloud. Each vote is compiled by clerks and receives a roll call number (referenced in Congress.gov as a "Record Vote" [Senate] or "Roll no." [House]).
Roll Call Type
Yea-And-Nay
Roll Number
289
House Roll Call Votes
Yes
Alabama
Alabama
Yes
Alabama
Alabama
Yes
Alabama
Alabama
Yes
Alabama
Alabama
Yes
Alabama
Alabama
Yes
Alabama
Alabama
No
Alabama
Alabama
No
Alaska
Alaska
Yes
Arizona
Arizona
Arizona
Yes
Arizona
Arizona
Yes
Arizona
Arizona
No
Arizona
Arizona
Yes
Arizona
Arizona
Yes
Arizona
Arizona
No
Arizona
Arizona
Didn't Vote
Arizona
Arizona
Yes
Arkansas
Arkansas
Yes
Arkansas
Arkansas
Yes
Arkansas
Arkansas
Yes
Arkansas
Arkansas
No
California
California
No
California
California
No
California
California
No
California
California
No
California
California
Yes
California
California
Yes
California
California
No
California
California
Yes
California
California
No
California
California
No
California
California
No
California
California
Yes
California
California
No
California
California
No
California
California
No
California
California
No
California
California
Yes
California
California
Yes
California
California
No
California
California
No
California
California
No
California
California
No
California
California
Yes
California
California
Yes
California
California
No
California
California
No
California
California
No
California
California
No
California
California
No
California
California
No
California
California
Yes
California
California
Yes
California
California
No
California
California
No
California
California
No
California
California
California
No
California
California
No
California
California
No
California
California
No
California
California
No
California
California
No
California
California
No
California
California
No
California
California
California
No
California
California
Yes
California
California
No
California
California
Yes
California
California
No
California
California
Colorado
No
Colorado
Colorado
Yes
Colorado
Colorado
No
Colorado
Colorado
No
Colorado
Colorado
Yes
Colorado
Colorado
Yes
Colorado
Colorado
No
Colorado
Colorado
No
Connecticut
Connecticut
No
Connecticut
Connecticut
No
Connecticut
Connecticut
No
Connecticut
Connecticut
No
Connecticut
Connecticut
Delaware
Yes
Florida
Florida
Florida
Didn't Vote
Florida
Florida
Yes
Florida
Florida
Yes
Florida
Florida
Florida
Yes
Florida
Florida
Yes
Florida
Florida
No
Florida
Florida
Florida
Florida
Yes
Florida
Florida
Yes
Florida
Florida
Yes
Florida
Florida
Yes
Florida
Florida
Yes
Florida
Florida
No
Florida
Florida
Yes
Florida
Florida
No
Florida
Florida
Florida
Florida
Yes
Florida
Florida
No
Florida
Florida
Yes
Florida
Florida
Yes
Florida
Florida
Yes
Florida
Florida
Yes
Florida
Florida
Yes
Georgia
Georgia
Yes
Georgia
Georgia
Georgia
Yes
Georgia
Georgia
No
Georgia
Georgia
Yes
Georgia
Georgia
No
Georgia
Georgia
No
Georgia
Georgia
Georgia
Yes
Georgia
Georgia
Georgia
Georgia
Yes
Georgia
Georgia
Georgia
No
Hawaii
Hawaii
Hawaii
Yes
Idaho
Idaho
Yes
Idaho
Idaho
No
Illinois
Illinois
No
Illinois
Illinois
No
Illinois
Illinois
Didn't Vote
Illinois
Illinois
Illinois
No
Illinois
Illinois
No
Illinois
Illinois
Illinois
Illinois
Illinois
Yes
Illinois
Illinois
Yes
Illinois
Illinois
No
Illinois
Illinois
No
Illinois
Illinois
Illinois
No
Illinois
Illinois
No
Illinois
Illinois
No
Indiana
Indiana
Yes
Indiana
Indiana
Indiana
Yes
Indiana
Indiana
Yes
Indiana
Indiana
Yes
Indiana
Indiana
Yes
Indiana
Indiana
Yes
Indiana
Indiana
Yes
Indiana
Indiana
Iowa
Iowa
Iowa
Yes
Kansas
Kansas
Yes
Kansas
Kansas
Kansas
Yes
Kansas
Kansas
Yes
Kentucky
Kentucky
Yes
Kentucky
Kentucky
Yes
Kentucky
Kentucky
Yes
Kentucky
Kentucky
No
Kentucky
Kentucky
Didn't Vote
Kentucky
Kentucky
Yes
Louisiana
Louisiana
Yes
Louisiana
Louisiana
Yes
Louisiana
Louisiana
Yes
Louisiana
Louisiana
Yes
Louisiana
Louisiana
No
Louisiana
Louisiana
Maine
Yes
Maine
Maine
Yes
Maryland
Maryland
No
Maryland
Maryland
Maryland
No
Maryland
Maryland
Didn't Vote
Maryland
Maryland
No
Maryland
Maryland
No
Maryland
Maryland
Didn't Vote
Maryland
Maryland
Didn't Vote
Massachusetts
Massachusetts
No
Massachusetts
Massachusetts
No
Massachusetts
Massachusetts
No
Massachusetts
Massachusetts
No
Massachusetts
Massachusetts
Didn't Vote
Massachusetts
Massachusetts
No
Massachusetts
Massachusetts
Didn't Vote
Massachusetts
Massachusetts
No
Massachusetts
Massachusetts
Yes
Michigan
Michigan
No
Michigan
Michigan
No
Michigan
Michigan
No
Michigan
Michigan
No
Michigan
Michigan
Michigan
Yes
Michigan
Michigan
Yes
Michigan
Michigan
Yes
Michigan
Michigan
Yes
Michigan
Michigan
No
Michigan
Michigan
No
Michigan
Michigan
Yes
Michigan
Michigan
Yes
Minnesota
Minnesota
No
Minnesota
Minnesota
Yes
Minnesota
Minnesota
Didn't Vote
Minnesota
Minnesota
No
Minnesota
Minnesota
Yes
Minnesota
Minnesota
Yes
Minnesota
Minnesota
Yes
Minnesota
Minnesota
No
Mississippi
Mississippi
Yes
Mississippi
Mississippi
Yes
Mississippi
Mississippi
Yes
Mississippi
Mississippi
Yes
Missouri
Missouri
Missouri
Didn't Vote
Missouri
Missouri
No
Missouri
Missouri
Yes
Missouri
Missouri
Yes
Missouri
Missouri
Yes
Missouri
Missouri
Yes
Missouri
Missouri
Montana
Yes
Montana
Montana
Yes
Nebraska
Nebraska
Yes
Nebraska
Nebraska
Yes
Nebraska
Nebraska
No
Nevada
Nevada
Yes
Nevada
Nevada
Nevada
No
Nevada
Nevada
No
New Hampshire
New Hampshire
Yes
New Hampshire
New Hampshire
No
New Jersey
New Jersey
No
New Jersey
New Jersey
New Jersey
Yes
New Jersey
New Jersey
No
New Jersey
New Jersey
No
New Jersey
New Jersey
No
New Jersey
New Jersey
Yes
New Jersey
New Jersey
No
New Jersey
New Jersey
No
New Jersey
New Jersey
No
New Jersey
New Jersey
Yes
New Jersey
New Jersey
No
New Mexico
New Mexico
No
New Mexico
New Mexico
New Mexico
New York
New York
Yes
New York
New York
New York
Yes
New York
New York
No
New York
New York
Yes
New York
New York
New York
Yes
New York
New York
Yes
New York
New York
No
New York
New York
No
New York
New York
No
New York
New York
No
New York
New York
No
New York
New York
Didn't Vote
New York
New York
New York
Yes
New York
New York
New York
Yes
New York
New York
New York
No
New York
New York
No
New York
New York
No
New York
New York
No
New York
New York
No
New York
New York
No
North Carolina
North Carolina
Yes
North Carolina
North Carolina
Yes
North Carolina
North Carolina
Yes
North Carolina
North Carolina
No
North Carolina
North Carolina
Yes
North Carolina
North Carolina
Yes
North Carolina
North Carolina
No
North Carolina
North Carolina
Yes
North Carolina
North Carolina
Yes
North Carolina
North Carolina
Yes
North Carolina
North Carolina
No
North Carolina
North Carolina
Yes
North Carolina
North Carolina
No
North Carolina
North Carolina
Yes
North Dakota
North Dakota
Ohio
Yes
Ohio
Ohio
Ohio
Yes
Ohio
Ohio
Ohio
Yes
Ohio
Ohio
Ohio
Ohio
Ohio
Yes
Ohio
Ohio
Ohio
Ohio
Ohio
Ohio
Yes
Oklahoma
Oklahoma
Yes
Oklahoma
Oklahoma
Yes
Oklahoma
Oklahoma
Yes
Oklahoma
Oklahoma
Yes
Oklahoma
Oklahoma
Oregon
Yes
Oregon
Oregon
Oregon
Oregon
Oregon
No
Oregon
Oregon
Yes
Pennsylvania
Pennsylvania
Yes
Pennsylvania
Pennsylvania
No
Pennsylvania
Pennsylvania
Pennsylvania
Yes
Pennsylvania
Pennsylvania
No
Pennsylvania
Pennsylvania
Yes
Pennsylvania
Pennsylvania
Yes
Pennsylvania
Pennsylvania
Yes
Pennsylvania
Pennsylvania
Yes
Pennsylvania
Pennsylvania
No
Pennsylvania
Pennsylvania
No
Pennsylvania
Pennsylvania
No
Pennsylvania
Pennsylvania
Yes
Pennsylvania
Pennsylvania
Yes
Pennsylvania
Pennsylvania
No
Pennsylvania
Pennsylvania
Yes
Pennsylvania
Pennsylvania
No
Rhode Island
Rhode Island
No
South Carolina
South Carolina
Yes
South Carolina
South Carolina
Yes
South Carolina
South Carolina
Yes
South Carolina
South Carolina
Yes
South Carolina
South Carolina
Yes
South Carolina
South Carolina
Yes
South Carolina
South Carolina
Yes
South Dakota
South Dakota
Didn't Vote
Tennessee
Tennessee
Yes
Tennessee
Tennessee
Yes
Tennessee
Tennessee
Yes
Tennessee
Tennessee
Yes
Tennessee
Tennessee
Yes
Tennessee
Tennessee
Yes
Tennessee
Tennessee
No
Tennessee
Tennessee
Yes
Tennessee
Tennessee
No
Texas
Texas
Texas
Texas
Yes
Texas
Texas
Yes
Texas
Texas
Texas
Yes
Texas
Texas
No
Texas
Texas
Texas
Yes
Texas
Texas
Texas
Texas
Texas
Yes
Texas
Texas
Yes
Texas
Texas
Yes
Texas
Texas
Yes
Texas
Texas
Texas
Texas
Texas
Texas
Texas
Texas
Texas
Texas
Texas
Yes
Texas
Texas
Texas
Yes
Texas
Texas
Didn't Vote
Texas
Texas
Texas
Texas
Texas
Texas
Yes
Texas
Texas
Texas
Texas
Yes
Texas
Texas
Utah
Utah
Utah
Utah
No
Vermont
Vermont
Virginia
Yes
Virginia
Virginia
Yes
Virginia
Virginia
No
Virginia
Virginia
No
Virginia
Virginia
No
Virginia
Virginia
Virginia
Virginia
No
Virginia
Virginia
Yes
Virginia
Virginia
Yes
Virginia
Virginia
No
Washington
Washington
Washington
Yes
Washington
Washington
No
Washington
Washington
Yes
Washington
Washington
Washington
No
Washington
Washington
No
Washington
Washington
No
Washington
Washington
No
Washington
Washington
Yes
West Virginia
West Virginia
Yes
West Virginia
West Virginia
Yes
Wisconsin
Wisconsin
Yes
Wisconsin
Wisconsin
Yes
Wisconsin
Wisconsin
No
Wisconsin
Wisconsin
No
Wisconsin
Wisconsin
Yes
Wisconsin
Wisconsin
Yes
Wisconsin
Wisconsin
Yes
Wisconsin
Wisconsin
Wyoming
Summary
Unavailable
Text (4)
July 10, 2023
June 23, 2023
June 7, 2023
Amendments (4)
Displaying only amendments with a detailed public record (1)
Jun 23, 2023
Not Agreed to in House
1
Sponsorship
House Amendment 214
Amendment sought to prevent the legislation from being enacted if the Federal Housing Finance Agency Director determines that the repeal of recalibrated single-family pricing framework increases fees on middle class borrowers.
Active
07/10/2023
Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
06/23/2023
Motion to reconsider laid on the table Agreed to without objection.
06/23/2023
On passage Passed by the Yeas and Nays: 230 - 189 (Roll no. 289).
06/23/2023
Passed/agreed to in House: On passage Passed by the Yeas and Nays: 230 - 189 (Roll no. 289).
06/23/2023
On motion to recommit Failed by the Yeas and Nays: 197 - 214 (Roll no. 288).
06/23/2023
The previous question on the motion to recommit was ordered pursuant to clause 2(b) of rule XIX.
06/23/2023
Mr. Cleaver moved to recommit to the Committee on Financial Services. (text: CR H3127)
06/23/2023
The House adopted the amendments en gross as agreed to by the Committee of the Whole House on the state of the Union.
06/23/2023
The previous question was ordered pursuant to the rule.
06/23/2023
The House rose from the Committee of the Whole House on the state of the Union to report H.R. 3564.
06/23/2023
DEBATE - Pursuant to the provisions of H. Res. 524, the Committee of the Whole proceeded with 10 minutes of debate on the Pettersen amendment No. 4.
06/23/2023
DEBATE - Pursuant to the provisions of H. Res. 524, the Committee of the Whole proceeded with 10 minutes of debate on the Lee (NV) amendment No. 3.
06/23/2023
DEBATE - Pursuant to the provisions of H. Res. 524, the Committee of the Whole proceeded with 10 minutes of debate on the Lee (NV) amendment No. 2.
06/23/2023
DEBATE - Pursuant to the provisions of H. Res. 524, the Committee of the Whole proceeded with 10 minutes of debate on the Boebert amendment No. 1.
06/23/2023
GENERAL DEBATE - The Committee of the Whole proceeded with one hour of general debate on H.R. 3564.
06/23/2023
House resolved itself into the Committee of the Whole House on the state of the Union pursuant to H. Res. 524 and Rule XVIII.
06/23/2023
The Speaker designated the Honorable Dan Newhouse to act as Chairman of the Committee.
06/23/2023
Rule provides for consideration of H.R. 3564, H.R. 3799 and H. Res. 461. The resolution provides for consideration of H.R. 3564 under a structured rule with one hour of general debate; H.R. 3799 under a structured rule with eighty minutes of general debate; and H.Res. 461, under a closed rule with one hour of general debate. The resolution provides for a motion to recommit on H.R. 3564 and H.R. 3799.
06/23/2023
Considered under the provisions of rule H. Res. 524. (consideration: CR H3115-3128; text: CR H3120)
06/20/2023
Rules Committee Resolution H. Res. 524 Reported to House. Rule provides for consideration of H.R. 3564, H.R. 3799 and H. Res. 461. The resolution provides for consideration of H.R. 3564 under a structured rule with one hour of general debate; H.R. 3799 under a structured rule with eighty minutes of general debate; and H.Res. 461, under a closed rule with one hour of general debate. The resolution provides for a motion to recommit on H.R. 3564 and H.R. 3799.
06/07/2023
Placed on the Union Calendar, Calendar No. 79.
06/07/2023
Reported (Amended) by the Committee on Financial Services. H. Rept. 118-103.
05/24/2023
Ordered to be Reported in the Nature of a Substitute (Amended) by the Yeas and Nays: 26 - 22.
05/24/2023
Committee Consideration and Mark-up Session Held
05/22/2023
Referred to the House Committee on Financial Services.
05/22/2023
Introduced in House
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H.R.3564 118 Middle Class Borrower Protection Act of 2023
Public Record
Record Updated
May 27, 2025 2:15:46 PM